LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,051
−HK$818/mo
▼ 0.25% · 3.875%
HK$13,456
−HK$413/mo
Today · 4.125%
HK$13,869
baseline
▲ 0.50% · 4.625%
HK$14,713
+HK$844/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$27,738/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$128,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,519
−HK$784/mo
▼ 0.25% · 3.875%
HK$14,908
−HK$395/mo
Today · 4.125%
HK$15,303
baseline
▲ 0.50% · 4.625%
HK$16,110
+HK$807/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$30,606/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$128,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,661
−HK$982/mo
▼ 0.25% · 3.875%
HK$16,148
−HK$495/mo
Today · 4.125%
HK$16,643
baseline
▲ 0.50% · 4.625%
HK$17,655
+HK$1,012/mo
Deposit HK$2.29M · loan HK$3.43M · min. income ≈ HK$33,286/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$128,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,422
−HK$942/mo
▼ 0.25% · 3.875%
HK$17,890
−HK$474/mo
Today · 4.125%
HK$18,364
baseline
▲ 0.50% · 4.625%
HK$19,332
+HK$968/mo
Deposit HK$2.29M · loan HK$3.43M · min. income ≈ HK$36,728/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$128,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,271
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$18,839
−HK$577/mo
Today · 4.125%
HK$19,416
baseline
▲ 0.50% · 4.625%
HK$20,598
+HK$1,182/mo
Deposit HK$1.72M · loan HK$4.01M · min. income ≈ HK$38,832/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$128,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,326
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$20,871
−HK$553/mo
Today · 4.125%
HK$21,424
baseline
▲ 0.50% · 4.625%
HK$22,553
+HK$1,129/mo
Deposit HK$1.72M · loan HK$4.01M · min. income ≈ HK$42,848/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$128,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,491
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,222
−HK$742/mo
Today · 4.125%
HK$24,964
baseline
▲ 0.50% · 4.625%
HK$26,483
+HK$1,519/mo
Deposit HK$572K · loan HK$5.15M · min. income ≈ HK$49,928/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$128,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,133
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$26,834
−HK$711/mo
Today · 4.125%
HK$27,545
baseline
▲ 0.50% · 4.625%
HK$28,997
+HK$1,452/mo
Deposit HK$572K · loan HK$5.15M · min. income ≈ HK$55,090/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$128,774 · Scale 2, in force from 26 Feb 2026)