LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,051
−HK$819/mo
▼ 0.25% · 3.875%
HK$13,457
−HK$413/mo
Today · 4.125%
HK$13,870
baseline
▲ 0.50% · 4.625%
HK$14,714
+HK$844/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$27,740/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$128,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,519
−HK$785/mo
▼ 0.25% · 3.875%
HK$14,909
−HK$395/mo
Today · 4.125%
HK$15,304
baseline
▲ 0.50% · 4.625%
HK$16,110
+HK$806/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$30,608/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$128,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,661
−HK$982/mo
▼ 0.25% · 3.875%
HK$16,149
−HK$494/mo
Today · 4.125%
HK$16,643
baseline
▲ 0.50% · 4.625%
HK$17,656
+HK$1,013/mo
Deposit HK$2.29M · loan HK$3.43M · min. income ≈ HK$33,286/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$128,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,423
−HK$941/mo
▼ 0.25% · 3.875%
HK$17,890
−HK$474/mo
Today · 4.125%
HK$18,364
baseline
▲ 0.50% · 4.625%
HK$19,332
+HK$968/mo
Deposit HK$2.29M · loan HK$3.43M · min. income ≈ HK$36,728/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$128,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,272
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$18,840
−HK$577/mo
Today · 4.125%
HK$19,417
baseline
▲ 0.50% · 4.625%
HK$20,599
+HK$1,182/mo
Deposit HK$1.72M · loan HK$4.01M · min. income ≈ HK$38,834/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$128,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,327
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$20,872
−HK$553/mo
Today · 4.125%
HK$21,425
baseline
▲ 0.50% · 4.625%
HK$22,555
+HK$1,130/mo
Deposit HK$1.72M · loan HK$4.01M · min. income ≈ HK$42,850/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$128,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,492
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,223
−HK$742/mo
Today · 4.125%
HK$24,965
baseline
▲ 0.50% · 4.625%
HK$26,484
+HK$1,519/mo
Deposit HK$572K · loan HK$5.15M · min. income ≈ HK$49,930/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$128,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,135
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$26,836
−HK$711/mo
Today · 4.125%
HK$27,547
baseline
▲ 0.50% · 4.625%
HK$28,999
+HK$1,452/mo
Deposit HK$572K · loan HK$5.15M · min. income ≈ HK$55,094/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$128,780 · Scale 2, in force from 26 Feb 2026)