LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,530
−HK$8,186/mo
▼ 0.25% · 3.875%
HK$134,591
−HK$4,125/mo
Today · 4.125%
HK$138,716
baseline
▲ 0.50% · 4.625%
HK$147,156
+HK$8,440/mo
Deposit HK$28.62M · loan HK$28.62M · min. income ≈ HK$277,432/mo (50% DSR)
Upfront cash ≈ HK$31.05M (deposit + AVD stamp duty HK$2,432,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,214
−HK$7,845/mo
▼ 0.25% · 3.875%
HK$149,108
−HK$3,951/mo
Today · 4.125%
HK$153,059
baseline
▲ 0.50% · 4.625%
HK$161,127
+HK$8,068/mo
Deposit HK$28.62M · loan HK$28.62M · min. income ≈ HK$306,118/mo (50% DSR)
Upfront cash ≈ HK$31.05M (deposit + AVD stamp duty HK$2,432,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,636
−HK$9,823/mo
▼ 0.25% · 3.875%
HK$161,509
−HK$4,950/mo
Today · 4.125%
HK$166,459
baseline
▲ 0.50% · 4.625%
HK$176,588
+HK$10,129/mo
Deposit HK$22.90M · loan HK$34.35M · min. income ≈ HK$332,918/mo (50% DSR)
Upfront cash ≈ HK$25.33M (deposit + AVD stamp duty HK$2,432,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,256
−HK$9,415/mo
▼ 0.25% · 3.875%
HK$178,930
−HK$4,741/mo
Today · 4.125%
HK$183,671
baseline
▲ 0.50% · 4.625%
HK$193,353
+HK$9,682/mo
Deposit HK$22.90M · loan HK$34.35M · min. income ≈ HK$367,342/mo (50% DSR)
Upfront cash ≈ HK$25.33M (deposit + AVD stamp duty HK$2,432,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,742
−HK$11,460/mo
▼ 0.25% · 3.875%
HK$188,427
−HK$5,775/mo
Today · 4.125%
HK$194,202
baseline
▲ 0.50% · 4.625%
HK$206,019
+HK$11,817/mo
Deposit HK$17.17M · loan HK$40.07M · min. income ≈ HK$388,404/mo (50% DSR)
Upfront cash ≈ HK$19.61M (deposit + AVD stamp duty HK$2,432,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,299
−HK$10,984/mo
▼ 0.25% · 3.875%
HK$208,752
−HK$5,531/mo
Today · 4.125%
HK$214,283
baseline
▲ 0.50% · 4.625%
HK$225,578
+HK$11,295/mo
Deposit HK$17.17M · loan HK$40.07M · min. income ≈ HK$428,566/mo (50% DSR)
Upfront cash ≈ HK$19.61M (deposit + AVD stamp duty HK$2,432,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,955
−HK$14,733/mo
▼ 0.25% · 3.875%
HK$242,263
−HK$7,425/mo
Today · 4.125%
HK$249,688
baseline
▲ 0.50% · 4.625%
HK$264,881
+HK$15,193/mo
Deposit HK$5.72M · loan HK$51.52M · min. income ≈ HK$499,376/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$2,432,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,385
−HK$14,121/mo
▼ 0.25% · 3.875%
HK$268,395
−HK$7,111/mo
Today · 4.125%
HK$275,506
baseline
▲ 0.50% · 4.625%
HK$290,029
+HK$14,523/mo
Deposit HK$5.72M · loan HK$51.52M · min. income ≈ HK$551,012/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$2,432,858 · Scale 2, in force from 26 Feb 2026)