LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,054
−HK$818/mo
▼ 0.25% · 3.875%
HK$13,460
−HK$412/mo
Today · 4.125%
HK$13,872
baseline
▲ 0.50% · 4.625%
HK$14,716
+HK$844/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$27,744/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$128,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,522
−HK$785/mo
▼ 0.25% · 3.875%
HK$14,911
−HK$396/mo
Today · 4.125%
HK$15,307
baseline
▲ 0.50% · 4.625%
HK$16,113
+HK$806/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$30,614/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$128,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,664
−HK$983/mo
▼ 0.25% · 3.875%
HK$16,151
−HK$496/mo
Today · 4.125%
HK$16,647
baseline
▲ 0.50% · 4.625%
HK$17,659
+HK$1,012/mo
Deposit HK$2.29M · loan HK$3.43M · min. income ≈ HK$33,294/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$128,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,426
−HK$942/mo
▼ 0.25% · 3.875%
HK$17,894
−HK$474/mo
Today · 4.125%
HK$18,368
baseline
▲ 0.50% · 4.625%
HK$19,336
+HK$968/mo
Deposit HK$2.29M · loan HK$3.43M · min. income ≈ HK$36,736/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$128,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,275
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$18,843
−HK$578/mo
Today · 4.125%
HK$19,421
baseline
▲ 0.50% · 4.625%
HK$20,603
+HK$1,182/mo
Deposit HK$1.72M · loan HK$4.01M · min. income ≈ HK$38,842/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$128,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,331
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$20,876
−HK$553/mo
Today · 4.125%
HK$21,429
baseline
▲ 0.50% · 4.625%
HK$22,559
+HK$1,130/mo
Deposit HK$1.72M · loan HK$4.01M · min. income ≈ HK$42,858/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$128,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,496
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$24,227
−HK$743/mo
Today · 4.125%
HK$24,970
baseline
▲ 0.50% · 4.625%
HK$26,489
+HK$1,519/mo
Deposit HK$572K · loan HK$5.15M · min. income ≈ HK$49,940/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$128,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,139
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$26,841
−HK$711/mo
Today · 4.125%
HK$27,552
baseline
▲ 0.50% · 4.625%
HK$29,004
+HK$1,452/mo
Deposit HK$572K · loan HK$5.15M · min. income ≈ HK$55,104/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$128,804 · Scale 2, in force from 26 Feb 2026)