LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,551
−HK$8,187/mo
▼ 0.25% · 3.875%
HK$134,612
−HK$4,126/mo
Today · 4.125%
HK$138,738
baseline
▲ 0.50% · 4.625%
HK$147,179
+HK$8,441/mo
Deposit HK$28.63M · loan HK$28.63M · min. income ≈ HK$277,476/mo (50% DSR)
Upfront cash ≈ HK$31.06M (deposit + AVD stamp duty HK$2,433,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,237
−HK$7,846/mo
▼ 0.25% · 3.875%
HK$149,132
−HK$3,951/mo
Today · 4.125%
HK$153,083
baseline
▲ 0.50% · 4.625%
HK$161,153
+HK$8,070/mo
Deposit HK$28.63M · loan HK$28.63M · min. income ≈ HK$306,166/mo (50% DSR)
Upfront cash ≈ HK$31.06M (deposit + AVD stamp duty HK$2,433,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,661
−HK$9,824/mo
▼ 0.25% · 3.875%
HK$161,534
−HK$4,951/mo
Today · 4.125%
HK$166,485
baseline
▲ 0.50% · 4.625%
HK$176,615
+HK$10,130/mo
Deposit HK$22.90M · loan HK$34.35M · min. income ≈ HK$332,970/mo (50% DSR)
Upfront cash ≈ HK$25.33M (deposit + AVD stamp duty HK$2,433,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,284
−HK$9,416/mo
▼ 0.25% · 3.875%
HK$178,958
−HK$4,742/mo
Today · 4.125%
HK$183,700
baseline
▲ 0.50% · 4.625%
HK$193,383
+HK$9,683/mo
Deposit HK$22.90M · loan HK$34.35M · min. income ≈ HK$367,400/mo (50% DSR)
Upfront cash ≈ HK$25.33M (deposit + AVD stamp duty HK$2,433,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,771
−HK$11,462/mo
▼ 0.25% · 3.875%
HK$188,457
−HK$5,776/mo
Today · 4.125%
HK$194,233
baseline
▲ 0.50% · 4.625%
HK$206,051
+HK$11,818/mo
Deposit HK$17.18M · loan HK$40.08M · min. income ≈ HK$388,466/mo (50% DSR)
Upfront cash ≈ HK$19.61M (deposit + AVD stamp duty HK$2,433,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,331
−HK$10,986/mo
▼ 0.25% · 3.875%
HK$208,784
−HK$5,533/mo
Today · 4.125%
HK$214,317
baseline
▲ 0.50% · 4.625%
HK$225,614
+HK$11,297/mo
Deposit HK$17.18M · loan HK$40.08M · min. income ≈ HK$428,634/mo (50% DSR)
Upfront cash ≈ HK$19.61M (deposit + AVD stamp duty HK$2,433,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,992
−HK$14,736/mo
▼ 0.25% · 3.875%
HK$242,301
−HK$7,427/mo
Today · 4.125%
HK$249,728
baseline
▲ 0.50% · 4.625%
HK$264,923
+HK$15,195/mo
Deposit HK$5.73M · loan HK$51.53M · min. income ≈ HK$499,456/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$2,433,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,426
−HK$14,124/mo
▼ 0.25% · 3.875%
HK$268,437
−HK$7,113/mo
Today · 4.125%
HK$275,550
baseline
▲ 0.50% · 4.625%
HK$290,075
+HK$14,525/mo
Deposit HK$5.73M · loan HK$51.53M · min. income ≈ HK$551,100/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$2,433,242 · Scale 2, in force from 26 Feb 2026)