LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,563
−HK$8,187/mo
▼ 0.25% · 3.875%
HK$134,624
−HK$4,126/mo
Today · 4.125%
HK$138,750
baseline
▲ 0.50% · 4.625%
HK$147,193
+HK$8,443/mo
Deposit HK$28.63M · loan HK$28.63M · min. income ≈ HK$277,500/mo (50% DSR)
Upfront cash ≈ HK$31.06M (deposit + AVD stamp duty HK$2,433,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,250
−HK$7,847/mo
▼ 0.25% · 3.875%
HK$149,146
−HK$3,951/mo
Today · 4.125%
HK$153,097
baseline
▲ 0.50% · 4.625%
HK$161,167
+HK$8,070/mo
Deposit HK$28.63M · loan HK$28.63M · min. income ≈ HK$306,194/mo (50% DSR)
Upfront cash ≈ HK$31.06M (deposit + AVD stamp duty HK$2,433,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,676
−HK$9,824/mo
▼ 0.25% · 3.875%
HK$161,549
−HK$4,951/mo
Today · 4.125%
HK$166,500
baseline
▲ 0.50% · 4.625%
HK$176,632
+HK$10,132/mo
Deposit HK$22.90M · loan HK$34.35M · min. income ≈ HK$333,000/mo (50% DSR)
Upfront cash ≈ HK$25.34M (deposit + AVD stamp duty HK$2,433,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,300
−HK$9,417/mo
▼ 0.25% · 3.875%
HK$178,975
−HK$4,742/mo
Today · 4.125%
HK$183,717
baseline
▲ 0.50% · 4.625%
HK$193,401
+HK$9,684/mo
Deposit HK$22.90M · loan HK$34.35M · min. income ≈ HK$367,434/mo (50% DSR)
Upfront cash ≈ HK$25.34M (deposit + AVD stamp duty HK$2,433,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,788
−HK$11,463/mo
▼ 0.25% · 3.875%
HK$188,474
−HK$5,777/mo
Today · 4.125%
HK$194,251
baseline
▲ 0.50% · 4.625%
HK$206,070
+HK$11,819/mo
Deposit HK$17.18M · loan HK$40.08M · min. income ≈ HK$388,502/mo (50% DSR)
Upfront cash ≈ HK$19.61M (deposit + AVD stamp duty HK$2,433,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,350
−HK$10,986/mo
▼ 0.25% · 3.875%
HK$208,804
−HK$5,532/mo
Today · 4.125%
HK$214,336
baseline
▲ 0.50% · 4.625%
HK$225,634
+HK$11,298/mo
Deposit HK$17.18M · loan HK$40.08M · min. income ≈ HK$428,672/mo (50% DSR)
Upfront cash ≈ HK$19.61M (deposit + AVD stamp duty HK$2,433,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,013
−HK$14,738/mo
▼ 0.25% · 3.875%
HK$242,324
−HK$7,427/mo
Today · 4.125%
HK$249,751
baseline
▲ 0.50% · 4.625%
HK$264,947
+HK$15,196/mo
Deposit HK$5.73M · loan HK$51.53M · min. income ≈ HK$499,502/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$2,433,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,450
−HK$14,125/mo
▼ 0.25% · 3.875%
HK$268,462
−HK$7,113/mo
Today · 4.125%
HK$275,575
baseline
▲ 0.50% · 4.625%
HK$290,101
+HK$14,526/mo
Deposit HK$5.73M · loan HK$51.53M · min. income ≈ HK$551,150/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$2,433,466 · Scale 2, in force from 26 Feb 2026)