LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,057
−HK$819/mo
▼ 0.25% · 3.875%
HK$13,463
−HK$413/mo
Today · 4.125%
HK$13,876
baseline
▲ 0.50% · 4.625%
HK$14,720
+HK$844/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$27,752/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$128,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,526
−HK$784/mo
▼ 0.25% · 3.875%
HK$14,915
−HK$395/mo
Today · 4.125%
HK$15,310
baseline
▲ 0.50% · 4.625%
HK$16,117
+HK$807/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$30,620/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$128,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,668
−HK$983/mo
▼ 0.25% · 3.875%
HK$16,156
−HK$495/mo
Today · 4.125%
HK$16,651
baseline
▲ 0.50% · 4.625%
HK$17,664
+HK$1,013/mo
Deposit HK$2.29M · loan HK$3.44M · min. income ≈ HK$33,302/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$128,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,431
−HK$941/mo
▼ 0.25% · 3.875%
HK$17,898
−HK$474/mo
Today · 4.125%
HK$18,372
baseline
▲ 0.50% · 4.625%
HK$19,341
+HK$969/mo
Deposit HK$2.29M · loan HK$3.44M · min. income ≈ HK$36,744/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$128,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,280
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$18,848
−HK$578/mo
Today · 4.125%
HK$19,426
baseline
▲ 0.50% · 4.625%
HK$20,608
+HK$1,182/mo
Deposit HK$1.72M · loan HK$4.01M · min. income ≈ HK$38,852/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$128,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,336
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$20,881
−HK$554/mo
Today · 4.125%
HK$21,435
baseline
▲ 0.50% · 4.625%
HK$22,564
+HK$1,129/mo
Deposit HK$1.72M · loan HK$4.01M · min. income ≈ HK$42,870/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$128,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,502
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$24,233
−HK$743/mo
Today · 4.125%
HK$24,976
baseline
▲ 0.50% · 4.625%
HK$26,496
+HK$1,520/mo
Deposit HK$573K · loan HK$5.15M · min. income ≈ HK$49,952/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$128,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,146
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$26,847
−HK$712/mo
Today · 4.125%
HK$27,559
baseline
▲ 0.50% · 4.625%
HK$29,011
+HK$1,452/mo
Deposit HK$573K · loan HK$5.15M · min. income ≈ HK$55,118/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$128,837 · Scale 2, in force from 26 Feb 2026)