LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,577
−HK$8,188/mo
▼ 0.25% · 3.875%
HK$134,638
−HK$4,127/mo
Today · 4.125%
HK$138,765
baseline
▲ 0.50% · 4.625%
HK$147,208
+HK$8,443/mo
Deposit HK$28.63M · loan HK$28.63M · min. income ≈ HK$277,530/mo (50% DSR)
Upfront cash ≈ HK$31.07M (deposit + AVD stamp duty HK$2,433,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,265
−HK$7,848/mo
▼ 0.25% · 3.875%
HK$149,161
−HK$3,952/mo
Today · 4.125%
HK$153,113
baseline
▲ 0.50% · 4.625%
HK$161,184
+HK$8,071/mo
Deposit HK$28.63M · loan HK$28.63M · min. income ≈ HK$306,226/mo (50% DSR)
Upfront cash ≈ HK$31.07M (deposit + AVD stamp duty HK$2,433,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,692
−HK$9,826/mo
▼ 0.25% · 3.875%
HK$161,566
−HK$4,952/mo
Today · 4.125%
HK$166,518
baseline
▲ 0.50% · 4.625%
HK$176,650
+HK$10,132/mo
Deposit HK$22.91M · loan HK$34.36M · min. income ≈ HK$333,036/mo (50% DSR)
Upfront cash ≈ HK$25.34M (deposit + AVD stamp duty HK$2,433,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,318
−HK$9,418/mo
▼ 0.25% · 3.875%
HK$178,993
−HK$4,743/mo
Today · 4.125%
HK$183,736
baseline
▲ 0.50% · 4.625%
HK$193,421
+HK$9,685/mo
Deposit HK$22.91M · loan HK$34.36M · min. income ≈ HK$367,472/mo (50% DSR)
Upfront cash ≈ HK$25.34M (deposit + AVD stamp duty HK$2,433,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,807
−HK$11,464/mo
▼ 0.25% · 3.875%
HK$188,493
−HK$5,778/mo
Today · 4.125%
HK$194,271
baseline
▲ 0.50% · 4.625%
HK$206,092
+HK$11,821/mo
Deposit HK$17.18M · loan HK$40.08M · min. income ≈ HK$388,542/mo (50% DSR)
Upfront cash ≈ HK$19.61M (deposit + AVD stamp duty HK$2,433,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,371
−HK$10,988/mo
▼ 0.25% · 3.875%
HK$208,825
−HK$5,534/mo
Today · 4.125%
HK$214,359
baseline
▲ 0.50% · 4.625%
HK$225,658
+HK$11,299/mo
Deposit HK$17.18M · loan HK$40.08M · min. income ≈ HK$428,718/mo (50% DSR)
Upfront cash ≈ HK$19.61M (deposit + AVD stamp duty HK$2,433,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,038
−HK$14,739/mo
▼ 0.25% · 3.875%
HK$242,349
−HK$7,428/mo
Today · 4.125%
HK$249,777
baseline
▲ 0.50% · 4.625%
HK$264,975
+HK$15,198/mo
Deposit HK$5.73M · loan HK$51.54M · min. income ≈ HK$499,554/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$2,433,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,477
−HK$14,127/mo
▼ 0.25% · 3.875%
HK$268,490
−HK$7,114/mo
Today · 4.125%
HK$275,604
baseline
▲ 0.50% · 4.625%
HK$290,131
+HK$14,527/mo
Deposit HK$5.73M · loan HK$51.54M · min. income ≈ HK$551,208/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$2,433,719 · Scale 2, in force from 26 Feb 2026)