LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,581
−HK$8,188/mo
▼ 0.25% · 3.875%
HK$134,642
−HK$4,127/mo
Today · 4.125%
HK$138,769
baseline
▲ 0.50% · 4.625%
HK$147,213
+HK$8,444/mo
Deposit HK$28.63M · loan HK$28.63M · min. income ≈ HK$277,538/mo (50% DSR)
Upfront cash ≈ HK$31.07M (deposit + AVD stamp duty HK$2,433,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,270
−HK$7,848/mo
▼ 0.25% · 3.875%
HK$149,166
−HK$3,952/mo
Today · 4.125%
HK$153,118
baseline
▲ 0.50% · 4.625%
HK$161,189
+HK$8,071/mo
Deposit HK$28.63M · loan HK$28.63M · min. income ≈ HK$306,236/mo (50% DSR)
Upfront cash ≈ HK$31.07M (deposit + AVD stamp duty HK$2,433,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,697
−HK$9,826/mo
▼ 0.25% · 3.875%
HK$161,571
−HK$4,952/mo
Today · 4.125%
HK$166,523
baseline
▲ 0.50% · 4.625%
HK$176,656
+HK$10,133/mo
Deposit HK$22.91M · loan HK$34.36M · min. income ≈ HK$333,046/mo (50% DSR)
Upfront cash ≈ HK$25.34M (deposit + AVD stamp duty HK$2,433,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,324
−HK$9,418/mo
▼ 0.25% · 3.875%
HK$178,999
−HK$4,743/mo
Today · 4.125%
HK$183,742
baseline
▲ 0.50% · 4.625%
HK$193,427
+HK$9,685/mo
Deposit HK$22.91M · loan HK$34.36M · min. income ≈ HK$367,484/mo (50% DSR)
Upfront cash ≈ HK$25.34M (deposit + AVD stamp duty HK$2,433,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,813
−HK$11,464/mo
▼ 0.25% · 3.875%
HK$188,499
−HK$5,778/mo
Today · 4.125%
HK$194,277
baseline
▲ 0.50% · 4.625%
HK$206,098
+HK$11,821/mo
Deposit HK$17.18M · loan HK$40.09M · min. income ≈ HK$388,554/mo (50% DSR)
Upfront cash ≈ HK$19.61M (deposit + AVD stamp duty HK$2,433,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,377
−HK$10,988/mo
▼ 0.25% · 3.875%
HK$208,832
−HK$5,533/mo
Today · 4.125%
HK$214,365
baseline
▲ 0.50% · 4.625%
HK$225,665
+HK$11,300/mo
Deposit HK$17.18M · loan HK$40.09M · min. income ≈ HK$428,730/mo (50% DSR)
Upfront cash ≈ HK$19.61M (deposit + AVD stamp duty HK$2,433,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,045
−HK$14,739/mo
▼ 0.25% · 3.875%
HK$242,356
−HK$7,428/mo
Today · 4.125%
HK$249,784
baseline
▲ 0.50% · 4.625%
HK$264,983
+HK$15,199/mo
Deposit HK$5.73M · loan HK$51.54M · min. income ≈ HK$499,568/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$2,433,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,485
−HK$14,128/mo
▼ 0.25% · 3.875%
HK$268,498
−HK$7,115/mo
Today · 4.125%
HK$275,613
baseline
▲ 0.50% · 4.625%
HK$290,140
+HK$14,527/mo
Deposit HK$5.73M · loan HK$51.54M · min. income ≈ HK$551,226/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$2,433,795 · Scale 2, in force from 26 Feb 2026)