LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,587
−HK$8,189/mo
▼ 0.25% · 3.875%
HK$134,649
−HK$4,127/mo
Today · 4.125%
HK$138,776
baseline
▲ 0.50% · 4.625%
HK$147,220
+HK$8,444/mo
Deposit HK$28.63M · loan HK$28.63M · min. income ≈ HK$277,552/mo (50% DSR)
Upfront cash ≈ HK$31.07M (deposit + AVD stamp duty HK$2,433,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,276
−HK$7,849/mo
▼ 0.25% · 3.875%
HK$149,173
−HK$3,952/mo
Today · 4.125%
HK$153,125
baseline
▲ 0.50% · 4.625%
HK$161,197
+HK$8,072/mo
Deposit HK$28.63M · loan HK$28.63M · min. income ≈ HK$306,250/mo (50% DSR)
Upfront cash ≈ HK$31.07M (deposit + AVD stamp duty HK$2,433,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,704
−HK$9,827/mo
▼ 0.25% · 3.875%
HK$161,578
−HK$4,953/mo
Today · 4.125%
HK$166,531
baseline
▲ 0.50% · 4.625%
HK$176,664
+HK$10,133/mo
Deposit HK$22.91M · loan HK$34.36M · min. income ≈ HK$333,062/mo (50% DSR)
Upfront cash ≈ HK$25.34M (deposit + AVD stamp duty HK$2,433,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,332
−HK$9,418/mo
▼ 0.25% · 3.875%
HK$179,007
−HK$4,743/mo
Today · 4.125%
HK$183,750
baseline
▲ 0.50% · 4.625%
HK$193,436
+HK$9,686/mo
Deposit HK$22.91M · loan HK$34.36M · min. income ≈ HK$367,500/mo (50% DSR)
Upfront cash ≈ HK$25.34M (deposit + AVD stamp duty HK$2,433,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,821
−HK$11,465/mo
▼ 0.25% · 3.875%
HK$188,508
−HK$5,778/mo
Today · 4.125%
HK$194,286
baseline
▲ 0.50% · 4.625%
HK$206,108
+HK$11,822/mo
Deposit HK$17.18M · loan HK$40.09M · min. income ≈ HK$388,572/mo (50% DSR)
Upfront cash ≈ HK$19.61M (deposit + AVD stamp duty HK$2,433,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,387
−HK$10,988/mo
▼ 0.25% · 3.875%
HK$208,842
−HK$5,533/mo
Today · 4.125%
HK$214,375
baseline
▲ 0.50% · 4.625%
HK$225,675
+HK$11,300/mo
Deposit HK$17.18M · loan HK$40.09M · min. income ≈ HK$428,750/mo (50% DSR)
Upfront cash ≈ HK$19.61M (deposit + AVD stamp duty HK$2,433,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,056
−HK$14,740/mo
▼ 0.25% · 3.875%
HK$242,368
−HK$7,428/mo
Today · 4.125%
HK$249,796
baseline
▲ 0.50% · 4.625%
HK$264,996
+HK$15,200/mo
Deposit HK$5.73M · loan HK$51.54M · min. income ≈ HK$499,592/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$2,433,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,498
−HK$14,128/mo
▼ 0.25% · 3.875%
HK$268,511
−HK$7,115/mo
Today · 4.125%
HK$275,626
baseline
▲ 0.50% · 4.625%
HK$290,154
+HK$14,528/mo
Deposit HK$5.73M · loan HK$51.54M · min. income ≈ HK$551,252/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$2,433,910 · Scale 2, in force from 26 Feb 2026)