LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,589
−HK$8,189/mo
▼ 0.25% · 3.875%
HK$134,651
−HK$4,127/mo
Today · 4.125%
HK$138,778
baseline
▲ 0.50% · 4.625%
HK$147,223
+HK$8,445/mo
Deposit HK$28.63M · loan HK$28.63M · min. income ≈ HK$277,556/mo (50% DSR)
Upfront cash ≈ HK$31.07M (deposit + AVD stamp duty HK$2,433,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,279
−HK$7,849/mo
▼ 0.25% · 3.875%
HK$149,176
−HK$3,952/mo
Today · 4.125%
HK$153,128
baseline
▲ 0.50% · 4.625%
HK$161,200
+HK$8,072/mo
Deposit HK$28.63M · loan HK$28.63M · min. income ≈ HK$306,256/mo (50% DSR)
Upfront cash ≈ HK$31.07M (deposit + AVD stamp duty HK$2,433,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,707
−HK$9,827/mo
▼ 0.25% · 3.875%
HK$161,582
−HK$4,952/mo
Today · 4.125%
HK$166,534
baseline
▲ 0.50% · 4.625%
HK$176,667
+HK$10,133/mo
Deposit HK$22.91M · loan HK$34.36M · min. income ≈ HK$333,068/mo (50% DSR)
Upfront cash ≈ HK$25.34M (deposit + AVD stamp duty HK$2,433,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,335
−HK$9,419/mo
▼ 0.25% · 3.875%
HK$179,011
−HK$4,743/mo
Today · 4.125%
HK$183,754
baseline
▲ 0.50% · 4.625%
HK$193,440
+HK$9,686/mo
Deposit HK$22.91M · loan HK$34.36M · min. income ≈ HK$367,508/mo (50% DSR)
Upfront cash ≈ HK$25.34M (deposit + AVD stamp duty HK$2,433,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,825
−HK$11,465/mo
▼ 0.25% · 3.875%
HK$188,512
−HK$5,778/mo
Today · 4.125%
HK$194,290
baseline
▲ 0.50% · 4.625%
HK$206,112
+HK$11,822/mo
Deposit HK$17.18M · loan HK$40.09M · min. income ≈ HK$388,580/mo (50% DSR)
Upfront cash ≈ HK$19.61M (deposit + AVD stamp duty HK$2,433,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,391
−HK$10,989/mo
▼ 0.25% · 3.875%
HK$208,846
−HK$5,534/mo
Today · 4.125%
HK$214,380
baseline
▲ 0.50% · 4.625%
HK$225,680
+HK$11,300/mo
Deposit HK$17.18M · loan HK$40.09M · min. income ≈ HK$428,760/mo (50% DSR)
Upfront cash ≈ HK$19.61M (deposit + AVD stamp duty HK$2,433,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,061
−HK$14,740/mo
▼ 0.25% · 3.875%
HK$242,373
−HK$7,428/mo
Today · 4.125%
HK$249,801
baseline
▲ 0.50% · 4.625%
HK$265,001
+HK$15,200/mo
Deposit HK$5.73M · loan HK$51.54M · min. income ≈ HK$499,602/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$2,433,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,503
−HK$14,128/mo
▼ 0.25% · 3.875%
HK$268,516
−HK$7,115/mo
Today · 4.125%
HK$275,631
baseline
▲ 0.50% · 4.625%
HK$290,160
+HK$14,529/mo
Deposit HK$5.73M · loan HK$51.54M · min. income ≈ HK$551,262/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$2,433,958 · Scale 2, in force from 26 Feb 2026)