LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,061
−HK$819/mo
▼ 0.25% · 3.875%
HK$13,467
−HK$413/mo
Today · 4.125%
HK$13,880
baseline
▲ 0.50% · 4.625%
HK$14,724
+HK$844/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$27,760/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$128,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,530
−HK$785/mo
▼ 0.25% · 3.875%
HK$14,919
−HK$396/mo
Today · 4.125%
HK$15,315
baseline
▲ 0.50% · 4.625%
HK$16,122
+HK$807/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$30,630/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$128,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,673
−HK$982/mo
▼ 0.25% · 3.875%
HK$16,160
−HK$495/mo
Today · 4.125%
HK$16,655
baseline
▲ 0.50% · 4.625%
HK$17,669
+HK$1,014/mo
Deposit HK$2.29M · loan HK$3.44M · min. income ≈ HK$33,310/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$128,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,436
−HK$942/mo
▼ 0.25% · 3.875%
HK$17,903
−HK$475/mo
Today · 4.125%
HK$18,378
baseline
▲ 0.50% · 4.625%
HK$19,346
+HK$968/mo
Deposit HK$2.29M · loan HK$3.44M · min. income ≈ HK$36,756/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$128,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,285
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$18,854
−HK$577/mo
Today · 4.125%
HK$19,431
baseline
▲ 0.50% · 4.625%
HK$20,614
+HK$1,183/mo
Deposit HK$1.72M · loan HK$4.01M · min. income ≈ HK$38,862/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$128,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,342
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$20,887
−HK$554/mo
Today · 4.125%
HK$21,441
baseline
▲ 0.50% · 4.625%
HK$22,571
+HK$1,130/mo
Deposit HK$1.72M · loan HK$4.01M · min. income ≈ HK$42,882/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$128,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,509
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$24,240
−HK$743/mo
Today · 4.125%
HK$24,983
baseline
▲ 0.50% · 4.625%
HK$26,503
+HK$1,520/mo
Deposit HK$573K · loan HK$5.15M · min. income ≈ HK$49,966/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$128,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,154
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$26,855
−HK$712/mo
Today · 4.125%
HK$27,567
baseline
▲ 0.50% · 4.625%
HK$29,020
+HK$1,453/mo
Deposit HK$573K · loan HK$5.15M · min. income ≈ HK$55,134/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$128,873 · Scale 2, in force from 26 Feb 2026)