LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,612
−HK$8,191/mo
▼ 0.25% · 3.875%
HK$134,675
−HK$4,128/mo
Today · 4.125%
HK$138,803
baseline
▲ 0.50% · 4.625%
HK$147,248
+HK$8,445/mo
Deposit HK$28.64M · loan HK$28.64M · min. income ≈ HK$277,606/mo (50% DSR)
Upfront cash ≈ HK$31.07M (deposit + AVD stamp duty HK$2,434,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,305
−HK$7,850/mo
▼ 0.25% · 3.875%
HK$149,202
−HK$3,953/mo
Today · 4.125%
HK$153,155
baseline
▲ 0.50% · 4.625%
HK$161,228
+HK$8,073/mo
Deposit HK$28.64M · loan HK$28.64M · min. income ≈ HK$306,310/mo (50% DSR)
Upfront cash ≈ HK$31.07M (deposit + AVD stamp duty HK$2,434,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,735
−HK$9,828/mo
▼ 0.25% · 3.875%
HK$161,610
−HK$4,953/mo
Today · 4.125%
HK$166,563
baseline
▲ 0.50% · 4.625%
HK$176,698
+HK$10,135/mo
Deposit HK$22.91M · loan HK$34.37M · min. income ≈ HK$333,126/mo (50% DSR)
Upfront cash ≈ HK$25.35M (deposit + AVD stamp duty HK$2,434,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,366
−HK$9,420/mo
▼ 0.25% · 3.875%
HK$179,042
−HK$4,744/mo
Today · 4.125%
HK$183,786
baseline
▲ 0.50% · 4.625%
HK$193,474
+HK$9,688/mo
Deposit HK$22.91M · loan HK$34.37M · min. income ≈ HK$367,572/mo (50% DSR)
Upfront cash ≈ HK$25.35M (deposit + AVD stamp duty HK$2,434,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,857
−HK$11,467/mo
▼ 0.25% · 3.875%
HK$188,545
−HK$5,779/mo
Today · 4.125%
HK$194,324
baseline
▲ 0.50% · 4.625%
HK$206,148
+HK$11,824/mo
Deposit HK$17.18M · loan HK$40.10M · min. income ≈ HK$388,648/mo (50% DSR)
Upfront cash ≈ HK$19.62M (deposit + AVD stamp duty HK$2,434,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,427
−HK$10,990/mo
▼ 0.25% · 3.875%
HK$208,882
−HK$5,535/mo
Today · 4.125%
HK$214,417
baseline
▲ 0.50% · 4.625%
HK$225,719
+HK$11,302/mo
Deposit HK$17.18M · loan HK$40.10M · min. income ≈ HK$428,834/mo (50% DSR)
Upfront cash ≈ HK$19.62M (deposit + AVD stamp duty HK$2,434,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,102
−HK$14,743/mo
▼ 0.25% · 3.875%
HK$242,415
−HK$7,430/mo
Today · 4.125%
HK$249,845
baseline
▲ 0.50% · 4.625%
HK$265,047
+HK$15,202/mo
Deposit HK$5.73M · loan HK$51.55M · min. income ≈ HK$499,690/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$2,434,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,548
−HK$14,131/mo
▼ 0.25% · 3.875%
HK$268,563
−HK$7,116/mo
Today · 4.125%
HK$275,679
baseline
▲ 0.50% · 4.625%
HK$290,210
+HK$14,531/mo
Deposit HK$5.73M · loan HK$51.55M · min. income ≈ HK$551,358/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$2,434,382 · Scale 2, in force from 26 Feb 2026)