LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,614
−HK$8,190/mo
▼ 0.25% · 3.875%
HK$134,677
−HK$4,127/mo
Today · 4.125%
HK$138,804
baseline
▲ 0.50% · 4.625%
HK$147,250
+HK$8,446/mo
Deposit HK$28.64M · loan HK$28.64M · min. income ≈ HK$277,608/mo (50% DSR)
Upfront cash ≈ HK$31.07M (deposit + AVD stamp duty HK$2,434,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,307
−HK$7,850/mo
▼ 0.25% · 3.875%
HK$149,204
−HK$3,953/mo
Today · 4.125%
HK$153,157
baseline
▲ 0.50% · 4.625%
HK$161,230
+HK$8,073/mo
Deposit HK$28.64M · loan HK$28.64M · min. income ≈ HK$306,314/mo (50% DSR)
Upfront cash ≈ HK$31.07M (deposit + AVD stamp duty HK$2,434,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,737
−HK$9,828/mo
▼ 0.25% · 3.875%
HK$161,612
−HK$4,953/mo
Today · 4.125%
HK$166,565
baseline
▲ 0.50% · 4.625%
HK$176,700
+HK$10,135/mo
Deposit HK$22.91M · loan HK$34.37M · min. income ≈ HK$333,130/mo (50% DSR)
Upfront cash ≈ HK$25.35M (deposit + AVD stamp duty HK$2,434,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,368
−HK$9,420/mo
▼ 0.25% · 3.875%
HK$179,044
−HK$4,744/mo
Today · 4.125%
HK$183,788
baseline
▲ 0.50% · 4.625%
HK$193,476
+HK$9,688/mo
Deposit HK$22.91M · loan HK$34.37M · min. income ≈ HK$367,576/mo (50% DSR)
Upfront cash ≈ HK$25.35M (deposit + AVD stamp duty HK$2,434,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,859
−HK$11,467/mo
▼ 0.25% · 3.875%
HK$188,547
−HK$5,779/mo
Today · 4.125%
HK$194,326
baseline
▲ 0.50% · 4.625%
HK$206,151
+HK$11,825/mo
Deposit HK$17.18M · loan HK$40.10M · min. income ≈ HK$388,652/mo (50% DSR)
Upfront cash ≈ HK$19.62M (deposit + AVD stamp duty HK$2,434,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,429
−HK$10,991/mo
▼ 0.25% · 3.875%
HK$208,885
−HK$5,535/mo
Today · 4.125%
HK$214,420
baseline
▲ 0.50% · 4.625%
HK$225,722
+HK$11,302/mo
Deposit HK$17.18M · loan HK$40.10M · min. income ≈ HK$428,840/mo (50% DSR)
Upfront cash ≈ HK$19.62M (deposit + AVD stamp duty HK$2,434,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,105
−HK$14,743/mo
▼ 0.25% · 3.875%
HK$242,418
−HK$7,430/mo
Today · 4.125%
HK$249,848
baseline
▲ 0.50% · 4.625%
HK$265,051
+HK$15,203/mo
Deposit HK$5.73M · loan HK$51.55M · min. income ≈ HK$499,696/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$2,434,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,552
−HK$14,131/mo
▼ 0.25% · 3.875%
HK$268,567
−HK$7,116/mo
Today · 4.125%
HK$275,683
baseline
▲ 0.50% · 4.625%
HK$290,214
+HK$14,531/mo
Deposit HK$5.73M · loan HK$51.55M · min. income ≈ HK$551,366/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$2,434,414 · Scale 2, in force from 26 Feb 2026)