LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,062
−HK$819/mo
▼ 0.25% · 3.875%
HK$13,468
−HK$413/mo
Today · 4.125%
HK$13,881
baseline
▲ 0.50% · 4.625%
HK$14,726
+HK$845/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$27,762/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$128,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,531
−HK$785/mo
▼ 0.25% · 3.875%
HK$14,921
−HK$395/mo
Today · 4.125%
HK$15,316
baseline
▲ 0.50% · 4.625%
HK$16,124
+HK$808/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$30,632/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$128,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,674
−HK$983/mo
▼ 0.25% · 3.875%
HK$16,162
−HK$495/mo
Today · 4.125%
HK$16,657
baseline
▲ 0.50% · 4.625%
HK$17,671
+HK$1,014/mo
Deposit HK$2.29M · loan HK$3.44M · min. income ≈ HK$33,314/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$128,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,437
−HK$943/mo
▼ 0.25% · 3.875%
HK$17,905
−HK$475/mo
Today · 4.125%
HK$18,380
baseline
▲ 0.50% · 4.625%
HK$19,348
+HK$968/mo
Deposit HK$2.29M · loan HK$3.44M · min. income ≈ HK$36,760/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$128,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,287
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$18,855
−HK$578/mo
Today · 4.125%
HK$19,433
baseline
▲ 0.50% · 4.625%
HK$20,616
+HK$1,183/mo
Deposit HK$1.72M · loan HK$4.01M · min. income ≈ HK$38,866/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$128,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,344
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$20,889
−HK$554/mo
Today · 4.125%
HK$21,443
baseline
▲ 0.50% · 4.625%
HK$22,573
+HK$1,130/mo
Deposit HK$1.72M · loan HK$4.01M · min. income ≈ HK$42,886/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$128,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,511
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$24,243
−HK$743/mo
Today · 4.125%
HK$24,986
baseline
▲ 0.50% · 4.625%
HK$26,506
+HK$1,520/mo
Deposit HK$573K · loan HK$5.16M · min. income ≈ HK$49,972/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$128,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,156
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$26,858
−HK$711/mo
Today · 4.125%
HK$27,569
baseline
▲ 0.50% · 4.625%
HK$29,023
+HK$1,454/mo
Deposit HK$573K · loan HK$5.16M · min. income ≈ HK$55,138/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$128,886 · Scale 2, in force from 26 Feb 2026)