LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,062
−HK$820/mo
▼ 0.25% · 3.875%
HK$13,469
−HK$413/mo
Today · 4.125%
HK$13,882
baseline
▲ 0.50% · 4.625%
HK$14,726
+HK$844/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$27,764/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$128,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,532
−HK$785/mo
▼ 0.25% · 3.875%
HK$14,922
−HK$395/mo
Today · 4.125%
HK$15,317
baseline
▲ 0.50% · 4.625%
HK$16,124
+HK$807/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$30,634/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$128,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,675
−HK$983/mo
▼ 0.25% · 3.875%
HK$16,162
−HK$496/mo
Today · 4.125%
HK$16,658
baseline
▲ 0.50% · 4.625%
HK$17,671
+HK$1,013/mo
Deposit HK$2.29M · loan HK$3.44M · min. income ≈ HK$33,316/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$128,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,438
−HK$942/mo
▼ 0.25% · 3.875%
HK$17,906
−HK$474/mo
Today · 4.125%
HK$18,380
baseline
▲ 0.50% · 4.625%
HK$19,349
+HK$969/mo
Deposit HK$2.29M · loan HK$3.44M · min. income ≈ HK$36,760/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$128,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,287
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$18,856
−HK$578/mo
Today · 4.125%
HK$19,434
baseline
▲ 0.50% · 4.625%
HK$20,617
+HK$1,183/mo
Deposit HK$1.72M · loan HK$4.01M · min. income ≈ HK$38,868/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$128,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,345
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$20,890
−HK$554/mo
Today · 4.125%
HK$21,444
baseline
▲ 0.50% · 4.625%
HK$22,574
+HK$1,130/mo
Deposit HK$1.72M · loan HK$4.01M · min. income ≈ HK$42,888/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$128,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,512
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$24,244
−HK$743/mo
Today · 4.125%
HK$24,987
baseline
▲ 0.50% · 4.625%
HK$26,507
+HK$1,520/mo
Deposit HK$573K · loan HK$5.16M · min. income ≈ HK$49,974/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$128,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,157
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$26,859
−HK$711/mo
Today · 4.125%
HK$27,570
baseline
▲ 0.50% · 4.625%
HK$29,024
+HK$1,454/mo
Deposit HK$573K · loan HK$5.16M · min. income ≈ HK$55,140/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$128,891 · Scale 2, in force from 26 Feb 2026)