LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,063
−HK$819/mo
▼ 0.25% · 3.875%
HK$13,470
−HK$412/mo
Today · 4.125%
HK$13,882
baseline
▲ 0.50% · 4.625%
HK$14,727
+HK$845/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$27,764/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$128,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,533
−HK$785/mo
▼ 0.25% · 3.875%
HK$14,922
−HK$396/mo
Today · 4.125%
HK$15,318
baseline
▲ 0.50% · 4.625%
HK$16,125
+HK$807/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$30,636/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$128,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,676
−HK$983/mo
▼ 0.25% · 3.875%
HK$16,164
−HK$495/mo
Today · 4.125%
HK$16,659
baseline
▲ 0.50% · 4.625%
HK$17,673
+HK$1,014/mo
Deposit HK$2.29M · loan HK$3.44M · min. income ≈ HK$33,318/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$128,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,439
−HK$942/mo
▼ 0.25% · 3.875%
HK$17,907
−HK$474/mo
Today · 4.125%
HK$18,381
baseline
▲ 0.50% · 4.625%
HK$19,350
+HK$969/mo
Deposit HK$2.29M · loan HK$3.44M · min. income ≈ HK$36,762/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$128,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,289
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$18,857
−HK$578/mo
Today · 4.125%
HK$19,435
baseline
▲ 0.50% · 4.625%
HK$20,618
+HK$1,183/mo
Deposit HK$1.72M · loan HK$4.01M · min. income ≈ HK$38,870/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$128,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,346
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$20,891
−HK$554/mo
Today · 4.125%
HK$21,445
baseline
▲ 0.50% · 4.625%
HK$22,575
+HK$1,130/mo
Deposit HK$1.72M · loan HK$4.01M · min. income ≈ HK$42,890/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$128,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,514
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$24,245
−HK$743/mo
Today · 4.125%
HK$24,988
baseline
▲ 0.50% · 4.625%
HK$26,509
+HK$1,521/mo
Deposit HK$573K · loan HK$5.16M · min. income ≈ HK$49,976/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$128,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,159
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$26,860
−HK$712/mo
Today · 4.125%
HK$27,572
baseline
▲ 0.50% · 4.625%
HK$29,026
+HK$1,454/mo
Deposit HK$573K · loan HK$5.16M · min. income ≈ HK$55,144/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$128,900 · Scale 2, in force from 26 Feb 2026)