LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,659
−HK$8,194/mo
▼ 0.25% · 3.875%
HK$134,724
−HK$4,129/mo
Today · 4.125%
HK$138,853
baseline
▲ 0.50% · 4.625%
HK$147,302
+HK$8,449/mo
Deposit HK$28.65M · loan HK$28.65M · min. income ≈ HK$277,706/mo (50% DSR)
Upfront cash ≈ HK$31.09M (deposit + AVD stamp duty HK$2,435,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,357
−HK$7,854/mo
▼ 0.25% · 3.875%
HK$149,256
−HK$3,955/mo
Today · 4.125%
HK$153,211
baseline
▲ 0.50% · 4.625%
HK$161,286
+HK$8,075/mo
Deposit HK$28.65M · loan HK$28.65M · min. income ≈ HK$306,422/mo (50% DSR)
Upfront cash ≈ HK$31.09M (deposit + AVD stamp duty HK$2,435,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,791
−HK$9,833/mo
▼ 0.25% · 3.875%
HK$161,668
−HK$4,956/mo
Today · 4.125%
HK$166,624
baseline
▲ 0.50% · 4.625%
HK$176,762
+HK$10,138/mo
Deposit HK$22.92M · loan HK$34.38M · min. income ≈ HK$333,248/mo (50% DSR)
Upfront cash ≈ HK$25.36M (deposit + AVD stamp duty HK$2,435,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,429
−HK$9,424/mo
▼ 0.25% · 3.875%
HK$179,107
−HK$4,746/mo
Today · 4.125%
HK$183,853
baseline
▲ 0.50% · 4.625%
HK$193,544
+HK$9,691/mo
Deposit HK$22.92M · loan HK$34.38M · min. income ≈ HK$367,706/mo (50% DSR)
Upfront cash ≈ HK$25.36M (deposit + AVD stamp duty HK$2,435,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,923
−HK$11,471/mo
▼ 0.25% · 3.875%
HK$188,613
−HK$5,781/mo
Today · 4.125%
HK$194,394
baseline
▲ 0.50% · 4.625%
HK$206,223
+HK$11,829/mo
Deposit HK$17.19M · loan HK$40.11M · min. income ≈ HK$388,788/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$2,435,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,500
−HK$10,995/mo
▼ 0.25% · 3.875%
HK$208,958
−HK$5,537/mo
Today · 4.125%
HK$214,495
baseline
▲ 0.50% · 4.625%
HK$225,801
+HK$11,306/mo
Deposit HK$17.19M · loan HK$40.11M · min. income ≈ HK$428,990/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$2,435,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,187
−HK$14,748/mo
▼ 0.25% · 3.875%
HK$242,503
−HK$7,432/mo
Today · 4.125%
HK$249,935
baseline
▲ 0.50% · 4.625%
HK$265,143
+HK$15,208/mo
Deposit HK$5.73M · loan HK$51.57M · min. income ≈ HK$499,870/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$2,435,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,643
−HK$14,136/mo
▼ 0.25% · 3.875%
HK$268,660
−HK$7,119/mo
Today · 4.125%
HK$275,779
baseline
▲ 0.50% · 4.625%
HK$290,316
+HK$14,537/mo
Deposit HK$5.73M · loan HK$51.57M · min. income ≈ HK$551,558/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$2,435,264 · Scale 2, in force from 26 Feb 2026)