LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,694
−HK$8,196/mo
▼ 0.25% · 3.875%
HK$134,760
−HK$4,130/mo
Today · 4.125%
HK$138,890
baseline
▲ 0.50% · 4.625%
HK$147,341
+HK$8,451/mo
Deposit HK$28.66M · loan HK$28.66M · min. income ≈ HK$277,780/mo (50% DSR)
Upfront cash ≈ HK$31.09M (deposit + AVD stamp duty HK$2,435,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,396
−HK$7,856/mo
▼ 0.25% · 3.875%
HK$149,296
−HK$3,956/mo
Today · 4.125%
HK$153,252
baseline
▲ 0.50% · 4.625%
HK$161,330
+HK$8,078/mo
Deposit HK$28.66M · loan HK$28.66M · min. income ≈ HK$306,504/mo (50% DSR)
Upfront cash ≈ HK$31.09M (deposit + AVD stamp duty HK$2,435,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,833
−HK$9,835/mo
▼ 0.25% · 3.875%
HK$161,712
−HK$4,956/mo
Today · 4.125%
HK$166,668
baseline
▲ 0.50% · 4.625%
HK$176,810
+HK$10,142/mo
Deposit HK$22.93M · loan HK$34.39M · min. income ≈ HK$333,336/mo (50% DSR)
Upfront cash ≈ HK$25.36M (deposit + AVD stamp duty HK$2,435,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,476
−HK$9,426/mo
▼ 0.25% · 3.875%
HK$179,155
−HK$4,747/mo
Today · 4.125%
HK$183,902
baseline
▲ 0.50% · 4.625%
HK$193,596
+HK$9,694/mo
Deposit HK$22.93M · loan HK$34.39M · min. income ≈ HK$367,804/mo (50% DSR)
Upfront cash ≈ HK$25.36M (deposit + AVD stamp duty HK$2,435,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,972
−HK$11,474/mo
▼ 0.25% · 3.875%
HK$188,664
−HK$5,782/mo
Today · 4.125%
HK$194,446
baseline
▲ 0.50% · 4.625%
HK$206,278
+HK$11,832/mo
Deposit HK$17.19M · loan HK$40.12M · min. income ≈ HK$388,892/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$2,435,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,555
−HK$10,997/mo
▼ 0.25% · 3.875%
HK$209,014
−HK$5,538/mo
Today · 4.125%
HK$214,552
baseline
▲ 0.50% · 4.625%
HK$225,862
+HK$11,310/mo
Deposit HK$17.19M · loan HK$40.12M · min. income ≈ HK$429,104/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$2,435,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,250
−HK$14,752/mo
▼ 0.25% · 3.875%
HK$242,568
−HK$7,434/mo
Today · 4.125%
HK$250,002
baseline
▲ 0.50% · 4.625%
HK$265,214
+HK$15,212/mo
Deposit HK$5.73M · loan HK$51.58M · min. income ≈ HK$500,004/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$2,435,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,713
−HK$14,140/mo
▼ 0.25% · 3.875%
HK$268,732
−HK$7,121/mo
Today · 4.125%
HK$275,853
baseline
▲ 0.50% · 4.625%
HK$290,393
+HK$14,540/mo
Deposit HK$5.73M · loan HK$51.58M · min. income ≈ HK$551,706/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$2,435,918 · Scale 2, in force from 26 Feb 2026)