LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,073
−HK$820/mo
▼ 0.25% · 3.875%
HK$13,480
−HK$413/mo
Today · 4.125%
HK$13,893
baseline
▲ 0.50% · 4.625%
HK$14,738
+HK$845/mo
Deposit HK$2.87M · loan HK$2.87M · min. income ≈ HK$27,786/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$128,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,544
−HK$785/mo
▼ 0.25% · 3.875%
HK$14,934
−HK$395/mo
Today · 4.125%
HK$15,329
baseline
▲ 0.50% · 4.625%
HK$16,137
+HK$808/mo
Deposit HK$2.87M · loan HK$2.87M · min. income ≈ HK$30,658/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$128,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,688
−HK$983/mo
▼ 0.25% · 3.875%
HK$16,176
−HK$495/mo
Today · 4.125%
HK$16,671
baseline
▲ 0.50% · 4.625%
HK$17,686
+HK$1,015/mo
Deposit HK$2.29M · loan HK$3.44M · min. income ≈ HK$33,342/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$128,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,452
−HK$943/mo
▼ 0.25% · 3.875%
HK$17,920
−HK$475/mo
Today · 4.125%
HK$18,395
baseline
▲ 0.50% · 4.625%
HK$19,365
+HK$970/mo
Deposit HK$2.29M · loan HK$3.44M · min. income ≈ HK$36,790/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$128,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,302
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$18,872
−HK$578/mo
Today · 4.125%
HK$19,450
baseline
▲ 0.50% · 4.625%
HK$20,634
+HK$1,184/mo
Deposit HK$1.72M · loan HK$4.01M · min. income ≈ HK$38,900/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$128,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,361
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$20,907
−HK$554/mo
Today · 4.125%
HK$21,461
baseline
▲ 0.50% · 4.625%
HK$22,592
+HK$1,131/mo
Deposit HK$1.72M · loan HK$4.01M · min. income ≈ HK$42,922/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$128,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,532
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$24,264
−HK$743/mo
Today · 4.125%
HK$25,007
baseline
▲ 0.50% · 4.625%
HK$26,529
+HK$1,522/mo
Deposit HK$573K · loan HK$5.16M · min. income ≈ HK$50,014/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$128,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,179
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$26,881
−HK$712/mo
Today · 4.125%
HK$27,593
baseline
▲ 0.50% · 4.625%
HK$29,047
+HK$1,454/mo
Deposit HK$573K · loan HK$5.16M · min. income ≈ HK$55,186/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$128,997 · Scale 2, in force from 26 Feb 2026)