LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,075
−HK$819/mo
▼ 0.25% · 3.875%
HK$13,481
−HK$413/mo
Today · 4.125%
HK$13,894
baseline
▲ 0.50% · 4.625%
HK$14,740
+HK$846/mo
Deposit HK$2.87M · loan HK$2.87M · min. income ≈ HK$27,788/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$129,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,545
−HK$786/mo
▼ 0.25% · 3.875%
HK$14,935
−HK$396/mo
Today · 4.125%
HK$15,331
baseline
▲ 0.50% · 4.625%
HK$16,139
+HK$808/mo
Deposit HK$2.87M · loan HK$2.87M · min. income ≈ HK$30,662/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$129,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,690
−HK$983/mo
▼ 0.25% · 3.875%
HK$16,178
−HK$495/mo
Today · 4.125%
HK$16,673
baseline
▲ 0.50% · 4.625%
HK$17,688
+HK$1,015/mo
Deposit HK$2.29M · loan HK$3.44M · min. income ≈ HK$33,346/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$129,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,454
−HK$943/mo
▼ 0.25% · 3.875%
HK$17,923
−HK$474/mo
Today · 4.125%
HK$18,397
baseline
▲ 0.50% · 4.625%
HK$19,367
+HK$970/mo
Deposit HK$2.29M · loan HK$3.44M · min. income ≈ HK$36,794/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$129,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,304
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$18,874
−HK$578/mo
Today · 4.125%
HK$19,452
baseline
▲ 0.50% · 4.625%
HK$20,636
+HK$1,184/mo
Deposit HK$1.72M · loan HK$4.01M · min. income ≈ HK$38,904/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$129,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,363
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$20,910
−HK$554/mo
Today · 4.125%
HK$21,464
baseline
▲ 0.50% · 4.625%
HK$22,595
+HK$1,131/mo
Deposit HK$1.72M · loan HK$4.01M · min. income ≈ HK$42,928/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$129,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,534
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$24,266
−HK$744/mo
Today · 4.125%
HK$25,010
baseline
▲ 0.50% · 4.625%
HK$26,532
+HK$1,522/mo
Deposit HK$573K · loan HK$5.16M · min. income ≈ HK$50,020/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$129,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,182
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$26,884
−HK$712/mo
Today · 4.125%
HK$27,596
baseline
▲ 0.50% · 4.625%
HK$29,051
+HK$1,455/mo
Deposit HK$573K · loan HK$5.16M · min. income ≈ HK$55,192/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$129,012 · Scale 2, in force from 26 Feb 2026)