LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,748
−HK$8,200/mo
▼ 0.25% · 3.875%
HK$134,815
−HK$4,133/mo
Today · 4.125%
HK$138,948
baseline
▲ 0.50% · 4.625%
HK$147,402
+HK$8,454/mo
Deposit HK$28.67M · loan HK$28.67M · min. income ≈ HK$277,896/mo (50% DSR)
Upfront cash ≈ HK$31.11M (deposit + AVD stamp duty HK$2,436,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,456
−HK$7,859/mo
▼ 0.25% · 3.875%
HK$149,357
−HK$3,958/mo
Today · 4.125%
HK$153,315
baseline
▲ 0.50% · 4.625%
HK$161,396
+HK$8,081/mo
Deposit HK$28.67M · loan HK$28.67M · min. income ≈ HK$306,630/mo (50% DSR)
Upfront cash ≈ HK$31.11M (deposit + AVD stamp duty HK$2,436,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,898
−HK$9,839/mo
▼ 0.25% · 3.875%
HK$161,779
−HK$4,958/mo
Today · 4.125%
HK$166,737
baseline
▲ 0.50% · 4.625%
HK$176,883
+HK$10,146/mo
Deposit HK$22.94M · loan HK$34.40M · min. income ≈ HK$333,474/mo (50% DSR)
Upfront cash ≈ HK$25.37M (deposit + AVD stamp duty HK$2,436,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,548
−HK$9,430/mo
▼ 0.25% · 3.875%
HK$179,229
−HK$4,749/mo
Today · 4.125%
HK$183,978
baseline
▲ 0.50% · 4.625%
HK$193,676
+HK$9,698/mo
Deposit HK$22.94M · loan HK$34.40M · min. income ≈ HK$367,956/mo (50% DSR)
Upfront cash ≈ HK$25.37M (deposit + AVD stamp duty HK$2,436,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,048
−HK$11,479/mo
▼ 0.25% · 3.875%
HK$188,742
−HK$5,785/mo
Today · 4.125%
HK$194,527
baseline
▲ 0.50% · 4.625%
HK$206,363
+HK$11,836/mo
Deposit HK$17.20M · loan HK$40.14M · min. income ≈ HK$389,054/mo (50% DSR)
Upfront cash ≈ HK$19.64M (deposit + AVD stamp duty HK$2,436,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,639
−HK$11,002/mo
▼ 0.25% · 3.875%
HK$209,100
−HK$5,541/mo
Today · 4.125%
HK$214,641
baseline
▲ 0.50% · 4.625%
HK$225,955
+HK$11,314/mo
Deposit HK$17.20M · loan HK$40.14M · min. income ≈ HK$429,282/mo (50% DSR)
Upfront cash ≈ HK$19.64M (deposit + AVD stamp duty HK$2,436,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,347
−HK$14,759/mo
▼ 0.25% · 3.875%
HK$242,668
−HK$7,438/mo
Today · 4.125%
HK$250,106
baseline
▲ 0.50% · 4.625%
HK$265,324
+HK$15,218/mo
Deposit HK$5.73M · loan HK$51.61M · min. income ≈ HK$500,212/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$2,436,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,821
−HK$14,146/mo
▼ 0.25% · 3.875%
HK$268,843
−HK$7,124/mo
Today · 4.125%
HK$275,967
baseline
▲ 0.50% · 4.625%
HK$290,513
+HK$14,546/mo
Deposit HK$5.73M · loan HK$51.61M · min. income ≈ HK$551,934/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$2,436,924 · Scale 2, in force from 26 Feb 2026)