LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,075
−HK$820/mo
▼ 0.25% · 3.875%
HK$13,482
−HK$413/mo
Today · 4.125%
HK$13,895
baseline
▲ 0.50% · 4.625%
HK$14,741
+HK$846/mo
Deposit HK$2.87M · loan HK$2.87M · min. income ≈ HK$27,790/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$129,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,546
−HK$786/mo
▼ 0.25% · 3.875%
HK$14,936
−HK$396/mo
Today · 4.125%
HK$15,332
baseline
▲ 0.50% · 4.625%
HK$16,140
+HK$808/mo
Deposit HK$2.87M · loan HK$2.87M · min. income ≈ HK$30,664/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$129,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,690
−HK$984/mo
▼ 0.25% · 3.875%
HK$16,178
−HK$496/mo
Today · 4.125%
HK$16,674
baseline
▲ 0.50% · 4.625%
HK$17,689
+HK$1,015/mo
Deposit HK$2.29M · loan HK$3.44M · min. income ≈ HK$33,348/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$129,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,455
−HK$943/mo
▼ 0.25% · 3.875%
HK$17,924
−HK$474/mo
Today · 4.125%
HK$18,398
baseline
▲ 0.50% · 4.625%
HK$19,368
+HK$970/mo
Deposit HK$2.29M · loan HK$3.44M · min. income ≈ HK$36,796/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$129,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,305
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$18,875
−HK$578/mo
Today · 4.125%
HK$19,453
baseline
▲ 0.50% · 4.625%
HK$20,637
+HK$1,184/mo
Deposit HK$1.72M · loan HK$4.01M · min. income ≈ HK$38,906/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$129,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,365
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$20,911
−HK$554/mo
Today · 4.125%
HK$21,465
baseline
▲ 0.50% · 4.625%
HK$22,596
+HK$1,131/mo
Deposit HK$1.72M · loan HK$4.01M · min. income ≈ HK$42,930/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$129,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,536
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$24,268
−HK$743/mo
Today · 4.125%
HK$25,011
baseline
▲ 0.50% · 4.625%
HK$26,533
+HK$1,522/mo
Deposit HK$573K · loan HK$5.16M · min. income ≈ HK$50,022/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$129,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,183
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$26,885
−HK$713/mo
Today · 4.125%
HK$27,598
baseline
▲ 0.50% · 4.625%
HK$29,052
+HK$1,454/mo
Deposit HK$573K · loan HK$5.16M · min. income ≈ HK$55,196/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$129,019 · Scale 2, in force from 26 Feb 2026)