LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,766
−HK$8,201/mo
▼ 0.25% · 3.875%
HK$134,834
−HK$4,133/mo
Today · 4.125%
HK$138,967
baseline
▲ 0.50% · 4.625%
HK$147,422
+HK$8,455/mo
Deposit HK$28.67M · loan HK$28.67M · min. income ≈ HK$277,934/mo (50% DSR)
Upfront cash ≈ HK$31.11M (deposit + AVD stamp duty HK$2,437,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,476
−HK$7,860/mo
▼ 0.25% · 3.875%
HK$149,378
−HK$3,958/mo
Today · 4.125%
HK$153,336
baseline
▲ 0.50% · 4.625%
HK$161,419
+HK$8,083/mo
Deposit HK$28.67M · loan HK$28.67M · min. income ≈ HK$306,672/mo (50% DSR)
Upfront cash ≈ HK$31.11M (deposit + AVD stamp duty HK$2,437,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,920
−HK$9,840/mo
▼ 0.25% · 3.875%
HK$161,801
−HK$4,959/mo
Today · 4.125%
HK$166,760
baseline
▲ 0.50% · 4.625%
HK$176,907
+HK$10,147/mo
Deposit HK$22.94M · loan HK$34.41M · min. income ≈ HK$333,520/mo (50% DSR)
Upfront cash ≈ HK$25.38M (deposit + AVD stamp duty HK$2,437,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,572
−HK$9,431/mo
▼ 0.25% · 3.875%
HK$179,254
−HK$4,749/mo
Today · 4.125%
HK$184,003
baseline
▲ 0.50% · 4.625%
HK$193,702
+HK$9,699/mo
Deposit HK$22.94M · loan HK$34.41M · min. income ≈ HK$368,006/mo (50% DSR)
Upfront cash ≈ HK$25.38M (deposit + AVD stamp duty HK$2,437,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,073
−HK$11,480/mo
▼ 0.25% · 3.875%
HK$188,768
−HK$5,785/mo
Today · 4.125%
HK$194,553
baseline
▲ 0.50% · 4.625%
HK$206,391
+HK$11,838/mo
Deposit HK$17.20M · loan HK$40.14M · min. income ≈ HK$389,106/mo (50% DSR)
Upfront cash ≈ HK$19.64M (deposit + AVD stamp duty HK$2,437,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,667
−HK$11,003/mo
▼ 0.25% · 3.875%
HK$209,129
−HK$5,541/mo
Today · 4.125%
HK$214,670
baseline
▲ 0.50% · 4.625%
HK$225,986
+HK$11,316/mo
Deposit HK$17.20M · loan HK$40.14M · min. income ≈ HK$429,340/mo (50% DSR)
Upfront cash ≈ HK$19.64M (deposit + AVD stamp duty HK$2,437,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,380
−HK$14,760/mo
▼ 0.25% · 3.875%
HK$242,701
−HK$7,439/mo
Today · 4.125%
HK$250,140
baseline
▲ 0.50% · 4.625%
HK$265,360
+HK$15,220/mo
Deposit HK$5.73M · loan HK$51.61M · min. income ≈ HK$500,280/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$2,437,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,857
−HK$14,148/mo
▼ 0.25% · 3.875%
HK$268,880
−HK$7,125/mo
Today · 4.125%
HK$276,005
baseline
▲ 0.50% · 4.625%
HK$290,553
+HK$14,548/mo
Deposit HK$5.73M · loan HK$51.61M · min. income ≈ HK$552,010/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$2,437,259 · Scale 2, in force from 26 Feb 2026)