LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,077
−HK$820/mo
▼ 0.25% · 3.875%
HK$13,483
−HK$414/mo
Today · 4.125%
HK$13,897
baseline
▲ 0.50% · 4.625%
HK$14,742
+HK$845/mo
Deposit HK$2.87M · loan HK$2.87M · min. income ≈ HK$27,794/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$129,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,548
−HK$786/mo
▼ 0.25% · 3.875%
HK$14,938
−HK$396/mo
Today · 4.125%
HK$15,334
baseline
▲ 0.50% · 4.625%
HK$16,142
+HK$808/mo
Deposit HK$2.87M · loan HK$2.87M · min. income ≈ HK$30,668/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$129,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,692
−HK$984/mo
▼ 0.25% · 3.875%
HK$16,180
−HK$496/mo
Today · 4.125%
HK$16,676
baseline
▲ 0.50% · 4.625%
HK$17,691
+HK$1,015/mo
Deposit HK$2.29M · loan HK$3.44M · min. income ≈ HK$33,352/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$129,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,457
−HK$943/mo
▼ 0.25% · 3.875%
HK$17,925
−HK$475/mo
Today · 4.125%
HK$18,400
baseline
▲ 0.50% · 4.625%
HK$19,370
+HK$970/mo
Deposit HK$2.29M · loan HK$3.44M · min. income ≈ HK$36,800/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$129,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,307
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$18,877
−HK$578/mo
Today · 4.125%
HK$19,455
baseline
▲ 0.50% · 4.625%
HK$20,639
+HK$1,184/mo
Deposit HK$1.72M · loan HK$4.01M · min. income ≈ HK$38,910/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$129,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,367
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$20,913
−HK$554/mo
Today · 4.125%
HK$21,467
baseline
▲ 0.50% · 4.625%
HK$22,599
+HK$1,132/mo
Deposit HK$1.72M · loan HK$4.01M · min. income ≈ HK$42,934/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$129,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,538
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$24,270
−HK$744/mo
Today · 4.125%
HK$25,014
baseline
▲ 0.50% · 4.625%
HK$26,536
+HK$1,522/mo
Deposit HK$573K · loan HK$5.16M · min. income ≈ HK$50,028/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$129,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,186
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$26,888
−HK$713/mo
Today · 4.125%
HK$27,601
baseline
▲ 0.50% · 4.625%
HK$29,055
+HK$1,454/mo
Deposit HK$573K · loan HK$5.16M · min. income ≈ HK$55,202/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$129,032 · Scale 2, in force from 26 Feb 2026)