LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,776
−HK$8,200/mo
▼ 0.25% · 3.875%
HK$134,843
−HK$4,133/mo
Today · 4.125%
HK$138,976
baseline
▲ 0.50% · 4.625%
HK$147,433
+HK$8,457/mo
Deposit HK$28.68M · loan HK$28.68M · min. income ≈ HK$277,952/mo (50% DSR)
Upfront cash ≈ HK$31.11M (deposit + AVD stamp duty HK$2,437,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,487
−HK$7,860/mo
▼ 0.25% · 3.875%
HK$149,388
−HK$3,959/mo
Today · 4.125%
HK$153,347
baseline
▲ 0.50% · 4.625%
HK$161,430
+HK$8,083/mo
Deposit HK$28.68M · loan HK$28.68M · min. income ≈ HK$306,694/mo (50% DSR)
Upfront cash ≈ HK$31.11M (deposit + AVD stamp duty HK$2,437,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,931
−HK$9,841/mo
▼ 0.25% · 3.875%
HK$161,812
−HK$4,960/mo
Today · 4.125%
HK$166,772
baseline
▲ 0.50% · 4.625%
HK$176,919
+HK$10,147/mo
Deposit HK$22.94M · loan HK$34.41M · min. income ≈ HK$333,544/mo (50% DSR)
Upfront cash ≈ HK$25.38M (deposit + AVD stamp duty HK$2,437,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,584
−HK$9,432/mo
▼ 0.25% · 3.875%
HK$179,266
−HK$4,750/mo
Today · 4.125%
HK$184,016
baseline
▲ 0.50% · 4.625%
HK$193,716
+HK$9,700/mo
Deposit HK$22.94M · loan HK$34.41M · min. income ≈ HK$368,032/mo (50% DSR)
Upfront cash ≈ HK$25.38M (deposit + AVD stamp duty HK$2,437,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,086
−HK$11,481/mo
▼ 0.25% · 3.875%
HK$188,781
−HK$5,786/mo
Today · 4.125%
HK$194,567
baseline
▲ 0.50% · 4.625%
HK$206,406
+HK$11,839/mo
Deposit HK$17.21M · loan HK$40.15M · min. income ≈ HK$389,134/mo (50% DSR)
Upfront cash ≈ HK$19.64M (deposit + AVD stamp duty HK$2,437,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,681
−HK$11,004/mo
▼ 0.25% · 3.875%
HK$209,144
−HK$5,541/mo
Today · 4.125%
HK$214,685
baseline
▲ 0.50% · 4.625%
HK$226,002
+HK$11,317/mo
Deposit HK$17.21M · loan HK$40.15M · min. income ≈ HK$429,370/mo (50% DSR)
Upfront cash ≈ HK$19.64M (deposit + AVD stamp duty HK$2,437,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,396
−HK$14,761/mo
▼ 0.25% · 3.875%
HK$242,718
−HK$7,439/mo
Today · 4.125%
HK$250,157
baseline
▲ 0.50% · 4.625%
HK$265,379
+HK$15,222/mo
Deposit HK$5.74M · loan HK$51.62M · min. income ≈ HK$500,314/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$2,437,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,876
−HK$14,148/mo
▼ 0.25% · 3.875%
HK$268,899
−HK$7,125/mo
Today · 4.125%
HK$276,024
baseline
▲ 0.50% · 4.625%
HK$290,574
+HK$14,550/mo
Deposit HK$5.74M · loan HK$51.62M · min. income ≈ HK$552,048/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$2,437,429 · Scale 2, in force from 26 Feb 2026)