LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,799
−HK$8,202/mo
▼ 0.25% · 3.875%
HK$134,867
−HK$4,134/mo
Today · 4.125%
HK$139,001
baseline
▲ 0.50% · 4.625%
HK$147,459
+HK$8,458/mo
Deposit HK$28.68M · loan HK$28.68M · min. income ≈ HK$278,002/mo (50% DSR)
Upfront cash ≈ HK$31.12M (deposit + AVD stamp duty HK$2,437,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,512
−HK$7,862/mo
▼ 0.25% · 3.875%
HK$149,415
−HK$3,959/mo
Today · 4.125%
HK$153,374
baseline
▲ 0.50% · 4.625%
HK$161,459
+HK$8,085/mo
Deposit HK$28.68M · loan HK$28.68M · min. income ≈ HK$306,748/mo (50% DSR)
Upfront cash ≈ HK$31.12M (deposit + AVD stamp duty HK$2,437,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,959
−HK$9,842/mo
▼ 0.25% · 3.875%
HK$161,841
−HK$4,960/mo
Today · 4.125%
HK$166,801
baseline
▲ 0.50% · 4.625%
HK$176,951
+HK$10,150/mo
Deposit HK$22.94M · loan HK$34.42M · min. income ≈ HK$333,602/mo (50% DSR)
Upfront cash ≈ HK$25.38M (deposit + AVD stamp duty HK$2,437,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,615
−HK$9,434/mo
▼ 0.25% · 3.875%
HK$179,298
−HK$4,751/mo
Today · 4.125%
HK$184,049
baseline
▲ 0.50% · 4.625%
HK$193,750
+HK$9,701/mo
Deposit HK$22.94M · loan HK$34.42M · min. income ≈ HK$368,098/mo (50% DSR)
Upfront cash ≈ HK$25.38M (deposit + AVD stamp duty HK$2,437,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,118
−HK$11,484/mo
▼ 0.25% · 3.875%
HK$188,814
−HK$5,788/mo
Today · 4.125%
HK$194,602
baseline
▲ 0.50% · 4.625%
HK$206,443
+HK$11,841/mo
Deposit HK$17.21M · loan HK$40.15M · min. income ≈ HK$389,204/mo (50% DSR)
Upfront cash ≈ HK$19.65M (deposit + AVD stamp duty HK$2,437,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,717
−HK$11,007/mo
▼ 0.25% · 3.875%
HK$209,181
−HK$5,543/mo
Today · 4.125%
HK$214,724
baseline
▲ 0.50% · 4.625%
HK$226,042
+HK$11,318/mo
Deposit HK$17.21M · loan HK$40.15M · min. income ≈ HK$429,448/mo (50% DSR)
Upfront cash ≈ HK$19.65M (deposit + AVD stamp duty HK$2,437,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,438
−HK$14,764/mo
▼ 0.25% · 3.875%
HK$242,761
−HK$7,441/mo
Today · 4.125%
HK$250,202
baseline
▲ 0.50% · 4.625%
HK$265,426
+HK$15,224/mo
Deposit HK$5.74M · loan HK$51.63M · min. income ≈ HK$500,404/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$2,437,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,922
−HK$14,151/mo
▼ 0.25% · 3.875%
HK$268,947
−HK$7,126/mo
Today · 4.125%
HK$276,073
baseline
▲ 0.50% · 4.625%
HK$290,626
+HK$14,553/mo
Deposit HK$5.74M · loan HK$51.63M · min. income ≈ HK$552,146/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$2,437,864 · Scale 2, in force from 26 Feb 2026)