LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,812
−HK$8,203/mo
▼ 0.25% · 3.875%
HK$134,881
−HK$4,134/mo
Today · 4.125%
HK$139,015
baseline
▲ 0.50% · 4.625%
HK$147,474
+HK$8,459/mo
Deposit HK$28.68M · loan HK$28.68M · min. income ≈ HK$278,030/mo (50% DSR)
Upfront cash ≈ HK$31.12M (deposit + AVD stamp duty HK$2,438,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,527
−HK$7,863/mo
▼ 0.25% · 3.875%
HK$149,430
−HK$3,960/mo
Today · 4.125%
HK$153,390
baseline
▲ 0.50% · 4.625%
HK$161,475
+HK$8,085/mo
Deposit HK$28.68M · loan HK$28.68M · min. income ≈ HK$306,780/mo (50% DSR)
Upfront cash ≈ HK$31.12M (deposit + AVD stamp duty HK$2,438,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,975
−HK$9,844/mo
▼ 0.25% · 3.875%
HK$161,858
−HK$4,961/mo
Today · 4.125%
HK$166,819
baseline
▲ 0.50% · 4.625%
HK$176,969
+HK$10,150/mo
Deposit HK$22.95M · loan HK$34.42M · min. income ≈ HK$333,638/mo (50% DSR)
Upfront cash ≈ HK$25.39M (deposit + AVD stamp duty HK$2,438,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,633
−HK$9,435/mo
▼ 0.25% · 3.875%
HK$179,316
−HK$4,752/mo
Today · 4.125%
HK$184,068
baseline
▲ 0.50% · 4.625%
HK$193,770
+HK$9,702/mo
Deposit HK$22.95M · loan HK$34.42M · min. income ≈ HK$368,136/mo (50% DSR)
Upfront cash ≈ HK$25.39M (deposit + AVD stamp duty HK$2,438,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,137
−HK$11,485/mo
▼ 0.25% · 3.875%
HK$188,834
−HK$5,788/mo
Today · 4.125%
HK$194,622
baseline
▲ 0.50% · 4.625%
HK$206,464
+HK$11,842/mo
Deposit HK$17.21M · loan HK$40.16M · min. income ≈ HK$389,244/mo (50% DSR)
Upfront cash ≈ HK$19.65M (deposit + AVD stamp duty HK$2,438,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,738
−HK$11,008/mo
▼ 0.25% · 3.875%
HK$209,203
−HK$5,543/mo
Today · 4.125%
HK$214,746
baseline
▲ 0.50% · 4.625%
HK$226,065
+HK$11,319/mo
Deposit HK$17.21M · loan HK$40.16M · min. income ≈ HK$429,492/mo (50% DSR)
Upfront cash ≈ HK$19.65M (deposit + AVD stamp duty HK$2,438,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,462
−HK$14,766/mo
▼ 0.25% · 3.875%
HK$242,786
−HK$7,442/mo
Today · 4.125%
HK$250,228
baseline
▲ 0.50% · 4.625%
HK$265,454
+HK$15,226/mo
Deposit HK$5.74M · loan HK$51.63M · min. income ≈ HK$500,456/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$2,438,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,949
−HK$14,153/mo
▼ 0.25% · 3.875%
HK$268,975
−HK$7,127/mo
Today · 4.125%
HK$276,102
baseline
▲ 0.50% · 4.625%
HK$290,655
+HK$14,553/mo
Deposit HK$5.74M · loan HK$51.63M · min. income ≈ HK$552,204/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$2,438,114 · Scale 2, in force from 26 Feb 2026)