LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,813
−HK$8,203/mo
▼ 0.25% · 3.875%
HK$134,882
−HK$4,134/mo
Today · 4.125%
HK$139,016
baseline
▲ 0.50% · 4.625%
HK$147,475
+HK$8,459/mo
Deposit HK$28.68M · loan HK$28.68M · min. income ≈ HK$278,032/mo (50% DSR)
Upfront cash ≈ HK$31.12M (deposit + AVD stamp duty HK$2,438,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,528
−HK$7,863/mo
▼ 0.25% · 3.875%
HK$149,431
−HK$3,960/mo
Today · 4.125%
HK$153,391
baseline
▲ 0.50% · 4.625%
HK$161,476
+HK$8,085/mo
Deposit HK$28.68M · loan HK$28.68M · min. income ≈ HK$306,782/mo (50% DSR)
Upfront cash ≈ HK$31.12M (deposit + AVD stamp duty HK$2,438,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,976
−HK$9,844/mo
▼ 0.25% · 3.875%
HK$161,859
−HK$4,961/mo
Today · 4.125%
HK$166,820
baseline
▲ 0.50% · 4.625%
HK$176,970
+HK$10,150/mo
Deposit HK$22.95M · loan HK$34.42M · min. income ≈ HK$333,640/mo (50% DSR)
Upfront cash ≈ HK$25.39M (deposit + AVD stamp duty HK$2,438,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,634
−HK$9,435/mo
▼ 0.25% · 3.875%
HK$179,318
−HK$4,751/mo
Today · 4.125%
HK$184,069
baseline
▲ 0.50% · 4.625%
HK$193,771
+HK$9,702/mo
Deposit HK$22.95M · loan HK$34.42M · min. income ≈ HK$368,138/mo (50% DSR)
Upfront cash ≈ HK$25.39M (deposit + AVD stamp duty HK$2,438,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,138
−HK$11,485/mo
▼ 0.25% · 3.875%
HK$188,835
−HK$5,788/mo
Today · 4.125%
HK$194,623
baseline
▲ 0.50% · 4.625%
HK$206,465
+HK$11,842/mo
Deposit HK$17.21M · loan HK$40.16M · min. income ≈ HK$389,246/mo (50% DSR)
Upfront cash ≈ HK$19.65M (deposit + AVD stamp duty HK$2,438,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,740
−HK$11,007/mo
▼ 0.25% · 3.875%
HK$209,204
−HK$5,543/mo
Today · 4.125%
HK$214,747
baseline
▲ 0.50% · 4.625%
HK$226,067
+HK$11,320/mo
Deposit HK$17.21M · loan HK$40.16M · min. income ≈ HK$429,494/mo (50% DSR)
Upfront cash ≈ HK$19.65M (deposit + AVD stamp duty HK$2,438,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,464
−HK$14,765/mo
▼ 0.25% · 3.875%
HK$242,788
−HK$7,441/mo
Today · 4.125%
HK$250,229
baseline
▲ 0.50% · 4.625%
HK$265,455
+HK$15,226/mo
Deposit HK$5.74M · loan HK$51.63M · min. income ≈ HK$500,458/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$2,438,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,951
−HK$14,152/mo
▼ 0.25% · 3.875%
HK$268,976
−HK$7,127/mo
Today · 4.125%
HK$276,103
baseline
▲ 0.50% · 4.625%
HK$290,657
+HK$14,554/mo
Deposit HK$5.74M · loan HK$51.63M · min. income ≈ HK$552,206/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$2,438,129 · Scale 2, in force from 26 Feb 2026)