LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,814
−HK$8,203/mo
▼ 0.25% · 3.875%
HK$134,883
−HK$4,134/mo
Today · 4.125%
HK$139,017
baseline
▲ 0.50% · 4.625%
HK$147,476
+HK$8,459/mo
Deposit HK$28.68M · loan HK$28.68M · min. income ≈ HK$278,034/mo (50% DSR)
Upfront cash ≈ HK$31.12M (deposit + AVD stamp duty HK$2,438,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,529
−HK$7,863/mo
▼ 0.25% · 3.875%
HK$149,432
−HK$3,960/mo
Today · 4.125%
HK$153,392
baseline
▲ 0.50% · 4.625%
HK$161,477
+HK$8,085/mo
Deposit HK$28.68M · loan HK$28.68M · min. income ≈ HK$306,784/mo (50% DSR)
Upfront cash ≈ HK$31.12M (deposit + AVD stamp duty HK$2,438,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,977
−HK$9,843/mo
▼ 0.25% · 3.875%
HK$161,859
−HK$4,961/mo
Today · 4.125%
HK$166,820
baseline
▲ 0.50% · 4.625%
HK$176,971
+HK$10,151/mo
Deposit HK$22.95M · loan HK$34.42M · min. income ≈ HK$333,640/mo (50% DSR)
Upfront cash ≈ HK$25.39M (deposit + AVD stamp duty HK$2,438,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,635
−HK$9,435/mo
▼ 0.25% · 3.875%
HK$179,319
−HK$4,751/mo
Today · 4.125%
HK$184,070
baseline
▲ 0.50% · 4.625%
HK$193,772
+HK$9,702/mo
Deposit HK$22.95M · loan HK$34.42M · min. income ≈ HK$368,140/mo (50% DSR)
Upfront cash ≈ HK$25.39M (deposit + AVD stamp duty HK$2,438,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,139
−HK$11,485/mo
▼ 0.25% · 3.875%
HK$188,836
−HK$5,788/mo
Today · 4.125%
HK$194,624
baseline
▲ 0.50% · 4.625%
HK$206,466
+HK$11,842/mo
Deposit HK$17.21M · loan HK$40.16M · min. income ≈ HK$389,248/mo (50% DSR)
Upfront cash ≈ HK$19.65M (deposit + AVD stamp duty HK$2,438,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,741
−HK$11,007/mo
▼ 0.25% · 3.875%
HK$209,205
−HK$5,543/mo
Today · 4.125%
HK$214,748
baseline
▲ 0.50% · 4.625%
HK$226,068
+HK$11,320/mo
Deposit HK$17.21M · loan HK$40.16M · min. income ≈ HK$429,496/mo (50% DSR)
Upfront cash ≈ HK$19.65M (deposit + AVD stamp duty HK$2,438,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,465
−HK$14,766/mo
▼ 0.25% · 3.875%
HK$242,789
−HK$7,442/mo
Today · 4.125%
HK$250,231
baseline
▲ 0.50% · 4.625%
HK$265,457
+HK$15,226/mo
Deposit HK$5.74M · loan HK$51.63M · min. income ≈ HK$500,462/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$2,438,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,952
−HK$14,153/mo
▼ 0.25% · 3.875%
HK$268,978
−HK$7,127/mo
Today · 4.125%
HK$276,105
baseline
▲ 0.50% · 4.625%
HK$290,659
+HK$14,554/mo
Deposit HK$5.74M · loan HK$51.63M · min. income ≈ HK$552,210/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$2,438,142 · Scale 2, in force from 26 Feb 2026)