LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,082
−HK$820/mo
▼ 0.25% · 3.875%
HK$13,489
−HK$413/mo
Today · 4.125%
HK$13,902
baseline
▲ 0.50% · 4.625%
HK$14,748
+HK$846/mo
Deposit HK$2.87M · loan HK$2.87M · min. income ≈ HK$27,804/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$129,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,554
−HK$786/mo
▼ 0.25% · 3.875%
HK$14,944
−HK$396/mo
Today · 4.125%
HK$15,340
baseline
▲ 0.50% · 4.625%
HK$16,148
+HK$808/mo
Deposit HK$2.87M · loan HK$2.87M · min. income ≈ HK$30,680/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$129,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,698
−HK$985/mo
▼ 0.25% · 3.875%
HK$16,187
−HK$496/mo
Today · 4.125%
HK$16,683
baseline
▲ 0.50% · 4.625%
HK$17,698
+HK$1,015/mo
Deposit HK$2.29M · loan HK$3.44M · min. income ≈ HK$33,366/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$129,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,464
−HK$944/mo
▼ 0.25% · 3.875%
HK$17,933
−HK$475/mo
Today · 4.125%
HK$18,408
baseline
▲ 0.50% · 4.625%
HK$19,378
+HK$970/mo
Deposit HK$2.29M · loan HK$3.44M · min. income ≈ HK$36,816/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$129,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,315
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$18,885
−HK$578/mo
Today · 4.125%
HK$19,463
baseline
▲ 0.50% · 4.625%
HK$20,648
+HK$1,185/mo
Deposit HK$1.72M · loan HK$4.02M · min. income ≈ HK$38,926/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$129,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,375
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$20,922
−HK$554/mo
Today · 4.125%
HK$21,476
baseline
▲ 0.50% · 4.625%
HK$22,608
+HK$1,132/mo
Deposit HK$1.72M · loan HK$4.02M · min. income ≈ HK$42,952/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$129,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,548
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$24,280
−HK$744/mo
Today · 4.125%
HK$25,024
baseline
▲ 0.50% · 4.625%
HK$26,547
+HK$1,523/mo
Deposit HK$574K · loan HK$5.16M · min. income ≈ HK$50,048/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$129,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,197
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$26,899
−HK$713/mo
Today · 4.125%
HK$27,612
baseline
▲ 0.50% · 4.625%
HK$29,067
+HK$1,455/mo
Deposit HK$574K · loan HK$5.16M · min. income ≈ HK$55,224/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$129,085 · Scale 2, in force from 26 Feb 2026)