LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,086
−HK$820/mo
▼ 0.25% · 3.875%
HK$13,493
−HK$413/mo
Today · 4.125%
HK$13,906
baseline
▲ 0.50% · 4.625%
HK$14,753
+HK$847/mo
Deposit HK$2.87M · loan HK$2.87M · min. income ≈ HK$27,812/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$129,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,558
−HK$786/mo
▼ 0.25% · 3.875%
HK$14,948
−HK$396/mo
Today · 4.125%
HK$15,344
baseline
▲ 0.50% · 4.625%
HK$16,153
+HK$809/mo
Deposit HK$2.87M · loan HK$2.87M · min. income ≈ HK$30,688/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$129,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,703
−HK$985/mo
▼ 0.25% · 3.875%
HK$16,191
−HK$497/mo
Today · 4.125%
HK$16,688
baseline
▲ 0.50% · 4.625%
HK$17,703
+HK$1,015/mo
Deposit HK$2.30M · loan HK$3.44M · min. income ≈ HK$33,376/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$129,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,469
−HK$944/mo
▼ 0.25% · 3.875%
HK$17,938
−HK$475/mo
Today · 4.125%
HK$18,413
baseline
▲ 0.50% · 4.625%
HK$19,384
+HK$971/mo
Deposit HK$2.30M · loan HK$3.44M · min. income ≈ HK$36,826/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$129,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,320
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$18,890
−HK$579/mo
Today · 4.125%
HK$19,469
baseline
▲ 0.50% · 4.625%
HK$20,654
+HK$1,185/mo
Deposit HK$1.72M · loan HK$4.02M · min. income ≈ HK$38,938/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$129,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,381
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$20,927
−HK$555/mo
Today · 4.125%
HK$21,482
baseline
▲ 0.50% · 4.625%
HK$22,614
+HK$1,132/mo
Deposit HK$1.72M · loan HK$4.02M · min. income ≈ HK$42,964/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$129,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,554
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$24,287
−HK$744/mo
Today · 4.125%
HK$25,031
baseline
▲ 0.50% · 4.625%
HK$26,555
+HK$1,524/mo
Deposit HK$574K · loan HK$5.16M · min. income ≈ HK$50,062/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$129,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,204
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,907
−HK$713/mo
Today · 4.125%
HK$27,620
baseline
▲ 0.50% · 4.625%
HK$29,076
+HK$1,456/mo
Deposit HK$574K · loan HK$5.16M · min. income ≈ HK$55,240/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$129,122 · Scale 2, in force from 26 Feb 2026)