LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,877
−HK$8,207/mo
▼ 0.25% · 3.875%
HK$134,948
−HK$4,136/mo
Today · 4.125%
HK$139,084
baseline
▲ 0.50% · 4.625%
HK$147,547
+HK$8,463/mo
Deposit HK$28.70M · loan HK$28.70M · min. income ≈ HK$278,168/mo (50% DSR)
Upfront cash ≈ HK$31.14M (deposit + AVD stamp duty HK$2,439,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,599
−HK$7,867/mo
▼ 0.25% · 3.875%
HK$149,504
−HK$3,962/mo
Today · 4.125%
HK$153,466
baseline
▲ 0.50% · 4.625%
HK$161,555
+HK$8,089/mo
Deposit HK$28.70M · loan HK$28.70M · min. income ≈ HK$306,932/mo (50% DSR)
Upfront cash ≈ HK$31.14M (deposit + AVD stamp duty HK$2,439,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,052
−HK$9,849/mo
▼ 0.25% · 3.875%
HK$161,938
−HK$4,963/mo
Today · 4.125%
HK$166,901
baseline
▲ 0.50% · 4.625%
HK$177,056
+HK$10,155/mo
Deposit HK$22.96M · loan HK$34.44M · min. income ≈ HK$333,802/mo (50% DSR)
Upfront cash ≈ HK$25.40M (deposit + AVD stamp duty HK$2,439,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,719
−HK$9,440/mo
▼ 0.25% · 3.875%
HK$179,405
−HK$4,754/mo
Today · 4.125%
HK$184,159
baseline
▲ 0.50% · 4.625%
HK$193,866
+HK$9,707/mo
Deposit HK$22.96M · loan HK$34.44M · min. income ≈ HK$368,318/mo (50% DSR)
Upfront cash ≈ HK$25.40M (deposit + AVD stamp duty HK$2,439,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,228
−HK$11,490/mo
▼ 0.25% · 3.875%
HK$188,927
−HK$5,791/mo
Today · 4.125%
HK$194,718
baseline
▲ 0.50% · 4.625%
HK$206,566
+HK$11,848/mo
Deposit HK$17.22M · loan HK$40.18M · min. income ≈ HK$389,436/mo (50% DSR)
Upfront cash ≈ HK$19.66M (deposit + AVD stamp duty HK$2,439,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,839
−HK$11,013/mo
▼ 0.25% · 3.875%
HK$209,306
−HK$5,546/mo
Today · 4.125%
HK$214,852
baseline
▲ 0.50% · 4.625%
HK$226,177
+HK$11,325/mo
Deposit HK$17.22M · loan HK$40.18M · min. income ≈ HK$429,704/mo (50% DSR)
Upfront cash ≈ HK$19.66M (deposit + AVD stamp duty HK$2,439,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,578
−HK$14,773/mo
▼ 0.25% · 3.875%
HK$242,906
−HK$7,445/mo
Today · 4.125%
HK$250,351
baseline
▲ 0.50% · 4.625%
HK$265,585
+HK$15,234/mo
Deposit HK$5.74M · loan HK$51.66M · min. income ≈ HK$500,702/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$2,439,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,079
−HK$14,159/mo
▼ 0.25% · 3.875%
HK$269,107
−HK$7,131/mo
Today · 4.125%
HK$276,238
baseline
▲ 0.50% · 4.625%
HK$290,799
+HK$14,561/mo
Deposit HK$5.74M · loan HK$51.66M · min. income ≈ HK$552,476/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$2,439,318 · Scale 2, in force from 26 Feb 2026)