LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,895
−HK$8,209/mo
▼ 0.25% · 3.875%
HK$134,967
−HK$4,137/mo
Today · 4.125%
HK$139,104
baseline
▲ 0.50% · 4.625%
HK$147,568
+HK$8,464/mo
Deposit HK$28.70M · loan HK$28.70M · min. income ≈ HK$278,208/mo (50% DSR)
Upfront cash ≈ HK$31.14M (deposit + AVD stamp duty HK$2,439,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,620
−HK$7,867/mo
▼ 0.25% · 3.875%
HK$149,525
−HK$3,962/mo
Today · 4.125%
HK$153,487
baseline
▲ 0.50% · 4.625%
HK$161,578
+HK$8,091/mo
Deposit HK$28.70M · loan HK$28.70M · min. income ≈ HK$306,974/mo (50% DSR)
Upfront cash ≈ HK$31.14M (deposit + AVD stamp duty HK$2,439,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,075
−HK$9,849/mo
▼ 0.25% · 3.875%
HK$161,960
−HK$4,964/mo
Today · 4.125%
HK$166,924
baseline
▲ 0.50% · 4.625%
HK$177,081
+HK$10,157/mo
Deposit HK$22.96M · loan HK$34.44M · min. income ≈ HK$333,848/mo (50% DSR)
Upfront cash ≈ HK$25.40M (deposit + AVD stamp duty HK$2,439,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,744
−HK$9,441/mo
▼ 0.25% · 3.875%
HK$179,430
−HK$4,755/mo
Today · 4.125%
HK$184,185
baseline
▲ 0.50% · 4.625%
HK$193,893
+HK$9,708/mo
Deposit HK$22.96M · loan HK$34.44M · min. income ≈ HK$368,370/mo (50% DSR)
Upfront cash ≈ HK$25.40M (deposit + AVD stamp duty HK$2,439,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,254
−HK$11,491/mo
▼ 0.25% · 3.875%
HK$188,954
−HK$5,791/mo
Today · 4.125%
HK$194,745
baseline
▲ 0.50% · 4.625%
HK$206,595
+HK$11,850/mo
Deposit HK$17.22M · loan HK$40.18M · min. income ≈ HK$389,490/mo (50% DSR)
Upfront cash ≈ HK$19.66M (deposit + AVD stamp duty HK$2,439,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,868
−HK$11,014/mo
▼ 0.25% · 3.875%
HK$209,335
−HK$5,547/mo
Today · 4.125%
HK$214,882
baseline
▲ 0.50% · 4.625%
HK$226,209
+HK$11,327/mo
Deposit HK$17.22M · loan HK$40.18M · min. income ≈ HK$429,764/mo (50% DSR)
Upfront cash ≈ HK$19.66M (deposit + AVD stamp duty HK$2,439,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,612
−HK$14,775/mo
▼ 0.25% · 3.875%
HK$242,941
−HK$7,446/mo
Today · 4.125%
HK$250,387
baseline
▲ 0.50% · 4.625%
HK$265,622
+HK$15,235/mo
Deposit HK$5.74M · loan HK$51.66M · min. income ≈ HK$500,774/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$2,439,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,116
−HK$14,161/mo
▼ 0.25% · 3.875%
HK$269,146
−HK$7,131/mo
Today · 4.125%
HK$276,277
baseline
▲ 0.50% · 4.625%
HK$290,840
+HK$14,563/mo
Deposit HK$5.74M · loan HK$51.66M · min. income ≈ HK$552,554/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$2,439,663 · Scale 2, in force from 26 Feb 2026)