LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,908
−HK$8,209/mo
▼ 0.25% · 3.875%
HK$134,980
−HK$4,137/mo
Today · 4.125%
HK$139,117
baseline
▲ 0.50% · 4.625%
HK$147,582
+HK$8,465/mo
Deposit HK$28.70M · loan HK$28.70M · min. income ≈ HK$278,234/mo (50% DSR)
Upfront cash ≈ HK$31.14M (deposit + AVD stamp duty HK$2,439,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,634
−HK$7,868/mo
▼ 0.25% · 3.875%
HK$149,540
−HK$3,962/mo
Today · 4.125%
HK$153,502
baseline
▲ 0.50% · 4.625%
HK$161,594
+HK$8,092/mo
Deposit HK$28.70M · loan HK$28.70M · min. income ≈ HK$307,004/mo (50% DSR)
Upfront cash ≈ HK$31.14M (deposit + AVD stamp duty HK$2,439,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,090
−HK$9,851/mo
▼ 0.25% · 3.875%
HK$161,976
−HK$4,965/mo
Today · 4.125%
HK$166,941
baseline
▲ 0.50% · 4.625%
HK$177,099
+HK$10,158/mo
Deposit HK$22.96M · loan HK$34.45M · min. income ≈ HK$333,882/mo (50% DSR)
Upfront cash ≈ HK$25.40M (deposit + AVD stamp duty HK$2,439,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,761
−HK$9,442/mo
▼ 0.25% · 3.875%
HK$179,448
−HK$4,755/mo
Today · 4.125%
HK$184,203
baseline
▲ 0.50% · 4.625%
HK$193,912
+HK$9,709/mo
Deposit HK$22.96M · loan HK$34.45M · min. income ≈ HK$368,406/mo (50% DSR)
Upfront cash ≈ HK$25.40M (deposit + AVD stamp duty HK$2,439,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,272
−HK$11,492/mo
▼ 0.25% · 3.875%
HK$188,972
−HK$5,792/mo
Today · 4.125%
HK$194,764
baseline
▲ 0.50% · 4.625%
HK$206,615
+HK$11,851/mo
Deposit HK$17.22M · loan HK$40.19M · min. income ≈ HK$389,528/mo (50% DSR)
Upfront cash ≈ HK$19.66M (deposit + AVD stamp duty HK$2,439,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,888
−HK$11,015/mo
▼ 0.25% · 3.875%
HK$209,356
−HK$5,547/mo
Today · 4.125%
HK$214,903
baseline
▲ 0.50% · 4.625%
HK$226,231
+HK$11,328/mo
Deposit HK$17.22M · loan HK$40.19M · min. income ≈ HK$429,806/mo (50% DSR)
Upfront cash ≈ HK$19.66M (deposit + AVD stamp duty HK$2,439,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,635
−HK$14,776/mo
▼ 0.25% · 3.875%
HK$242,965
−HK$7,446/mo
Today · 4.125%
HK$250,411
baseline
▲ 0.50% · 4.625%
HK$265,648
+HK$15,237/mo
Deposit HK$5.74M · loan HK$51.67M · min. income ≈ HK$500,822/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$2,439,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,142
−HK$14,162/mo
▼ 0.25% · 3.875%
HK$269,172
−HK$7,132/mo
Today · 4.125%
HK$276,304
baseline
▲ 0.50% · 4.625%
HK$290,869
+HK$14,565/mo
Deposit HK$5.74M · loan HK$51.67M · min. income ≈ HK$552,608/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$2,439,903 · Scale 2, in force from 26 Feb 2026)