LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,091
−HK$821/mo
▼ 0.25% · 3.875%
HK$13,498
−HK$414/mo
Today · 4.125%
HK$13,912
baseline
▲ 0.50% · 4.625%
HK$14,758
+HK$846/mo
Deposit HK$2.87M · loan HK$2.87M · min. income ≈ HK$27,824/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$129,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,564
−HK$786/mo
▼ 0.25% · 3.875%
HK$14,954
−HK$396/mo
Today · 4.125%
HK$15,350
baseline
▲ 0.50% · 4.625%
HK$16,160
+HK$810/mo
Deposit HK$2.87M · loan HK$2.87M · min. income ≈ HK$30,700/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$129,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,709
−HK$985/mo
▼ 0.25% · 3.875%
HK$16,198
−HK$496/mo
Today · 4.125%
HK$16,694
baseline
▲ 0.50% · 4.625%
HK$17,710
+HK$1,016/mo
Deposit HK$2.30M · loan HK$3.44M · min. income ≈ HK$33,388/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$129,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,476
−HK$945/mo
▼ 0.25% · 3.875%
HK$17,945
−HK$476/mo
Today · 4.125%
HK$18,421
baseline
▲ 0.50% · 4.625%
HK$19,392
+HK$971/mo
Deposit HK$2.30M · loan HK$3.44M · min. income ≈ HK$36,842/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$129,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,327
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$18,898
−HK$579/mo
Today · 4.125%
HK$19,477
baseline
▲ 0.50% · 4.625%
HK$20,662
+HK$1,185/mo
Deposit HK$1.72M · loan HK$4.02M · min. income ≈ HK$38,954/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$129,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,389
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$20,936
−HK$555/mo
Today · 4.125%
HK$21,491
baseline
▲ 0.50% · 4.625%
HK$22,623
+HK$1,132/mo
Deposit HK$1.72M · loan HK$4.02M · min. income ≈ HK$42,982/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$129,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,564
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$24,297
−HK$744/mo
Today · 4.125%
HK$25,041
baseline
▲ 0.50% · 4.625%
HK$26,565
+HK$1,524/mo
Deposit HK$574K · loan HK$5.17M · min. income ≈ HK$50,082/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$129,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,215
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,918
−HK$713/mo
Today · 4.125%
HK$27,631
baseline
▲ 0.50% · 4.625%
HK$29,087
+HK$1,456/mo
Deposit HK$574K · loan HK$5.17M · min. income ≈ HK$55,262/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$129,174 · Scale 2, in force from 26 Feb 2026)