LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,915
−HK$8,210/mo
▼ 0.25% · 3.875%
HK$134,987
−HK$4,138/mo
Today · 4.125%
HK$139,125
baseline
▲ 0.50% · 4.625%
HK$147,590
+HK$8,465/mo
Deposit HK$28.71M · loan HK$28.71M · min. income ≈ HK$278,250/mo (50% DSR)
Upfront cash ≈ HK$31.15M (deposit + AVD stamp duty HK$2,440,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,642
−HK$7,868/mo
▼ 0.25% · 3.875%
HK$149,548
−HK$3,962/mo
Today · 4.125%
HK$153,510
baseline
▲ 0.50% · 4.625%
HK$161,602
+HK$8,092/mo
Deposit HK$28.71M · loan HK$28.71M · min. income ≈ HK$307,020/mo (50% DSR)
Upfront cash ≈ HK$31.15M (deposit + AVD stamp duty HK$2,440,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,098
−HK$9,852/mo
▼ 0.25% · 3.875%
HK$161,985
−HK$4,965/mo
Today · 4.125%
HK$166,950
baseline
▲ 0.50% · 4.625%
HK$177,108
+HK$10,158/mo
Deposit HK$22.96M · loan HK$34.45M · min. income ≈ HK$333,900/mo (50% DSR)
Upfront cash ≈ HK$25.41M (deposit + AVD stamp duty HK$2,440,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,770
−HK$9,442/mo
▼ 0.25% · 3.875%
HK$179,457
−HK$4,755/mo
Today · 4.125%
HK$184,212
baseline
▲ 0.50% · 4.625%
HK$193,922
+HK$9,710/mo
Deposit HK$22.96M · loan HK$34.45M · min. income ≈ HK$368,424/mo (50% DSR)
Upfront cash ≈ HK$25.41M (deposit + AVD stamp duty HK$2,440,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,281
−HK$11,493/mo
▼ 0.25% · 3.875%
HK$188,982
−HK$5,792/mo
Today · 4.125%
HK$194,774
baseline
▲ 0.50% · 4.625%
HK$206,626
+HK$11,852/mo
Deposit HK$17.22M · loan HK$40.19M · min. income ≈ HK$389,548/mo (50% DSR)
Upfront cash ≈ HK$19.66M (deposit + AVD stamp duty HK$2,440,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,898
−HK$11,016/mo
▼ 0.25% · 3.875%
HK$209,367
−HK$5,547/mo
Today · 4.125%
HK$214,914
baseline
▲ 0.50% · 4.625%
HK$226,243
+HK$11,329/mo
Deposit HK$17.22M · loan HK$40.19M · min. income ≈ HK$429,828/mo (50% DSR)
Upfront cash ≈ HK$19.66M (deposit + AVD stamp duty HK$2,440,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,647
−HK$14,777/mo
▼ 0.25% · 3.875%
HK$242,977
−HK$7,447/mo
Today · 4.125%
HK$250,424
baseline
▲ 0.50% · 4.625%
HK$265,662
+HK$15,238/mo
Deposit HK$5.74M · loan HK$51.67M · min. income ≈ HK$500,848/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$2,440,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,155
−HK$14,164/mo
▼ 0.25% · 3.875%
HK$269,186
−HK$7,133/mo
Today · 4.125%
HK$276,319
baseline
▲ 0.50% · 4.625%
HK$290,884
+HK$14,565/mo
Deposit HK$5.74M · loan HK$51.67M · min. income ≈ HK$552,638/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$2,440,029 · Scale 2, in force from 26 Feb 2026)