LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,948
−HK$8,212/mo
▼ 0.25% · 3.875%
HK$135,021
−HK$4,139/mo
Today · 4.125%
HK$139,160
baseline
▲ 0.50% · 4.625%
HK$147,627
+HK$8,467/mo
Deposit HK$28.71M · loan HK$28.71M · min. income ≈ HK$278,320/mo (50% DSR)
Upfront cash ≈ HK$31.15M (deposit + AVD stamp duty HK$2,440,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,678
−HK$7,871/mo
▼ 0.25% · 3.875%
HK$149,586
−HK$3,963/mo
Today · 4.125%
HK$153,549
baseline
▲ 0.50% · 4.625%
HK$161,643
+HK$8,094/mo
Deposit HK$28.71M · loan HK$28.71M · min. income ≈ HK$307,098/mo (50% DSR)
Upfront cash ≈ HK$31.15M (deposit + AVD stamp duty HK$2,440,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,138
−HK$9,854/mo
▼ 0.25% · 3.875%
HK$162,026
−HK$4,966/mo
Today · 4.125%
HK$166,992
baseline
▲ 0.50% · 4.625%
HK$177,153
+HK$10,161/mo
Deposit HK$22.97M · loan HK$34.46M · min. income ≈ HK$333,984/mo (50% DSR)
Upfront cash ≈ HK$25.41M (deposit + AVD stamp duty HK$2,440,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,814
−HK$9,445/mo
▼ 0.25% · 3.875%
HK$179,503
−HK$4,756/mo
Today · 4.125%
HK$184,259
baseline
▲ 0.50% · 4.625%
HK$193,971
+HK$9,712/mo
Deposit HK$22.97M · loan HK$34.46M · min. income ≈ HK$368,518/mo (50% DSR)
Upfront cash ≈ HK$25.41M (deposit + AVD stamp duty HK$2,440,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,327
−HK$11,497/mo
▼ 0.25% · 3.875%
HK$189,030
−HK$5,794/mo
Today · 4.125%
HK$194,824
baseline
▲ 0.50% · 4.625%
HK$206,678
+HK$11,854/mo
Deposit HK$17.23M · loan HK$40.20M · min. income ≈ HK$389,648/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$2,440,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,950
−HK$11,019/mo
▼ 0.25% · 3.875%
HK$209,420
−HK$5,549/mo
Today · 4.125%
HK$214,969
baseline
▲ 0.50% · 4.625%
HK$226,300
+HK$11,331/mo
Deposit HK$17.23M · loan HK$40.20M · min. income ≈ HK$429,938/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$2,440,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,707
−HK$14,781/mo
▼ 0.25% · 3.875%
HK$243,038
−HK$7,450/mo
Today · 4.125%
HK$250,488
baseline
▲ 0.50% · 4.625%
HK$265,729
+HK$15,241/mo
Deposit HK$5.74M · loan HK$51.68M · min. income ≈ HK$500,976/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$2,440,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,221
−HK$14,167/mo
▼ 0.25% · 3.875%
HK$269,254
−HK$7,134/mo
Today · 4.125%
HK$276,388
baseline
▲ 0.50% · 4.625%
HK$290,957
+HK$14,569/mo
Deposit HK$5.74M · loan HK$51.68M · min. income ≈ HK$552,776/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$2,440,645 · Scale 2, in force from 26 Feb 2026)