LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,097
−HK$822/mo
▼ 0.25% · 3.875%
HK$13,505
−HK$414/mo
Today · 4.125%
HK$13,919
baseline
▲ 0.50% · 4.625%
HK$14,766
+HK$847/mo
Deposit HK$2.87M · loan HK$2.87M · min. income ≈ HK$27,838/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$129,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,571
−HK$787/mo
▼ 0.25% · 3.875%
HK$14,962
−HK$396/mo
Today · 4.125%
HK$15,358
baseline
▲ 0.50% · 4.625%
HK$16,168
+HK$810/mo
Deposit HK$2.87M · loan HK$2.87M · min. income ≈ HK$30,716/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$129,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,717
−HK$986/mo
▼ 0.25% · 3.875%
HK$16,206
−HK$497/mo
Today · 4.125%
HK$16,703
baseline
▲ 0.50% · 4.625%
HK$17,719
+HK$1,016/mo
Deposit HK$2.30M · loan HK$3.45M · min. income ≈ HK$33,406/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$129,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,485
−HK$945/mo
▼ 0.25% · 3.875%
HK$17,954
−HK$476/mo
Today · 4.125%
HK$18,430
baseline
▲ 0.50% · 4.625%
HK$19,401
+HK$971/mo
Deposit HK$2.30M · loan HK$3.45M · min. income ≈ HK$36,860/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$129,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,336
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$18,907
−HK$579/mo
Today · 4.125%
HK$19,486
baseline
▲ 0.50% · 4.625%
HK$20,672
+HK$1,186/mo
Deposit HK$1.72M · loan HK$4.02M · min. income ≈ HK$38,972/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$129,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,399
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$20,946
−HK$555/mo
Today · 4.125%
HK$21,501
baseline
▲ 0.50% · 4.625%
HK$22,635
+HK$1,134/mo
Deposit HK$1.72M · loan HK$4.02M · min. income ≈ HK$43,002/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$129,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,575
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,309
−HK$745/mo
Today · 4.125%
HK$25,054
baseline
▲ 0.50% · 4.625%
HK$26,578
+HK$1,524/mo
Deposit HK$574K · loan HK$5.17M · min. income ≈ HK$50,108/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$129,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,227
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,931
−HK$713/mo
Today · 4.125%
HK$27,644
baseline
▲ 0.50% · 4.625%
HK$29,102
+HK$1,458/mo
Deposit HK$574K · loan HK$5.17M · min. income ≈ HK$55,288/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$129,237 · Scale 2, in force from 26 Feb 2026)