LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,975
−HK$8,213/mo
▼ 0.25% · 3.875%
HK$135,049
−HK$4,139/mo
Today · 4.125%
HK$139,188
baseline
▲ 0.50% · 4.625%
HK$147,658
+HK$8,470/mo
Deposit HK$28.72M · loan HK$28.72M · min. income ≈ HK$278,376/mo (50% DSR)
Upfront cash ≈ HK$31.16M (deposit + AVD stamp duty HK$2,441,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,709
−HK$7,872/mo
▼ 0.25% · 3.875%
HK$149,616
−HK$3,965/mo
Today · 4.125%
HK$153,581
baseline
▲ 0.50% · 4.625%
HK$161,676
+HK$8,095/mo
Deposit HK$28.72M · loan HK$28.72M · min. income ≈ HK$307,162/mo (50% DSR)
Upfront cash ≈ HK$31.16M (deposit + AVD stamp duty HK$2,441,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,170
−HK$9,856/mo
▼ 0.25% · 3.875%
HK$162,059
−HK$4,967/mo
Today · 4.125%
HK$167,026
baseline
▲ 0.50% · 4.625%
HK$177,189
+HK$10,163/mo
Deposit HK$22.98M · loan HK$34.46M · min. income ≈ HK$334,052/mo (50% DSR)
Upfront cash ≈ HK$25.42M (deposit + AVD stamp duty HK$2,441,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,850
−HK$9,447/mo
▼ 0.25% · 3.875%
HK$179,540
−HK$4,757/mo
Today · 4.125%
HK$184,297
baseline
▲ 0.50% · 4.625%
HK$194,011
+HK$9,714/mo
Deposit HK$22.98M · loan HK$34.46M · min. income ≈ HK$368,594/mo (50% DSR)
Upfront cash ≈ HK$25.42M (deposit + AVD stamp duty HK$2,441,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,365
−HK$11,499/mo
▼ 0.25% · 3.875%
HK$189,069
−HK$5,795/mo
Today · 4.125%
HK$194,864
baseline
▲ 0.50% · 4.625%
HK$206,721
+HK$11,857/mo
Deposit HK$17.23M · loan HK$40.21M · min. income ≈ HK$389,728/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$2,441,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,992
−HK$11,021/mo
▼ 0.25% · 3.875%
HK$209,463
−HK$5,550/mo
Today · 4.125%
HK$215,013
baseline
▲ 0.50% · 4.625%
HK$226,347
+HK$11,334/mo
Deposit HK$17.23M · loan HK$40.21M · min. income ≈ HK$430,026/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$2,441,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,755
−HK$14,784/mo
▼ 0.25% · 3.875%
HK$243,089
−HK$7,450/mo
Today · 4.125%
HK$250,539
baseline
▲ 0.50% · 4.625%
HK$265,784
+HK$15,245/mo
Deposit HK$5.74M · loan HK$51.69M · min. income ≈ HK$501,078/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$2,441,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,275
−HK$14,170/mo
▼ 0.25% · 3.875%
HK$269,309
−HK$7,136/mo
Today · 4.125%
HK$276,445
baseline
▲ 0.50% · 4.625%
HK$291,017
+HK$14,572/mo
Deposit HK$5.74M · loan HK$51.69M · min. income ≈ HK$552,890/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$2,441,149 · Scale 2, in force from 26 Feb 2026)