LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,976
−HK$8,214/mo
▼ 0.25% · 3.875%
HK$135,050
−HK$4,140/mo
Today · 4.125%
HK$139,190
baseline
▲ 0.50% · 4.625%
HK$147,659
+HK$8,469/mo
Deposit HK$28.72M · loan HK$28.72M · min. income ≈ HK$278,380/mo (50% DSR)
Upfront cash ≈ HK$31.16M (deposit + AVD stamp duty HK$2,441,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,710
−HK$7,872/mo
▼ 0.25% · 3.875%
HK$149,618
−HK$3,964/mo
Today · 4.125%
HK$153,582
baseline
▲ 0.50% · 4.625%
HK$161,678
+HK$8,096/mo
Deposit HK$28.72M · loan HK$28.72M · min. income ≈ HK$307,164/mo (50% DSR)
Upfront cash ≈ HK$31.16M (deposit + AVD stamp duty HK$2,441,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,172
−HK$9,856/mo
▼ 0.25% · 3.875%
HK$162,060
−HK$4,968/mo
Today · 4.125%
HK$167,028
baseline
▲ 0.50% · 4.625%
HK$177,191
+HK$10,163/mo
Deposit HK$22.98M · loan HK$34.46M · min. income ≈ HK$334,056/mo (50% DSR)
Upfront cash ≈ HK$25.42M (deposit + AVD stamp duty HK$2,441,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,852
−HK$9,446/mo
▼ 0.25% · 3.875%
HK$179,541
−HK$4,757/mo
Today · 4.125%
HK$184,298
baseline
▲ 0.50% · 4.625%
HK$194,013
+HK$9,715/mo
Deposit HK$22.98M · loan HK$34.46M · min. income ≈ HK$368,596/mo (50% DSR)
Upfront cash ≈ HK$25.42M (deposit + AVD stamp duty HK$2,441,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,367
−HK$11,498/mo
▼ 0.25% · 3.875%
HK$189,071
−HK$5,794/mo
Today · 4.125%
HK$194,865
baseline
▲ 0.50% · 4.625%
HK$206,723
+HK$11,858/mo
Deposit HK$17.23M · loan HK$40.21M · min. income ≈ HK$389,730/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$2,441,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,994
−HK$11,021/mo
▼ 0.25% · 3.875%
HK$209,465
−HK$5,550/mo
Today · 4.125%
HK$215,015
baseline
▲ 0.50% · 4.625%
HK$226,349
+HK$11,334/mo
Deposit HK$17.23M · loan HK$40.21M · min. income ≈ HK$430,030/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$2,441,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,757
−HK$14,784/mo
▼ 0.25% · 3.875%
HK$243,091
−HK$7,450/mo
Today · 4.125%
HK$250,541
baseline
▲ 0.50% · 4.625%
HK$265,786
+HK$15,245/mo
Deposit HK$5.74M · loan HK$51.70M · min. income ≈ HK$501,082/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$2,441,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,278
−HK$14,170/mo
▼ 0.25% · 3.875%
HK$269,312
−HK$7,136/mo
Today · 4.125%
HK$276,448
baseline
▲ 0.50% · 4.625%
HK$291,020
+HK$14,572/mo
Deposit HK$5.74M · loan HK$51.70M · min. income ≈ HK$552,896/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$2,441,169 · Scale 2, in force from 26 Feb 2026)