LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,098
−HK$822/mo
▼ 0.25% · 3.875%
HK$13,506
−HK$414/mo
Today · 4.125%
HK$13,920
baseline
▲ 0.50% · 4.625%
HK$14,767
+HK$847/mo
Deposit HK$2.87M · loan HK$2.87M · min. income ≈ HK$27,840/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$129,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,572
−HK$787/mo
▼ 0.25% · 3.875%
HK$14,963
−HK$396/mo
Today · 4.125%
HK$15,359
baseline
▲ 0.50% · 4.625%
HK$16,169
+HK$810/mo
Deposit HK$2.87M · loan HK$2.87M · min. income ≈ HK$30,718/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$129,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,718
−HK$986/mo
▼ 0.25% · 3.875%
HK$16,207
−HK$497/mo
Today · 4.125%
HK$16,704
baseline
▲ 0.50% · 4.625%
HK$17,720
+HK$1,016/mo
Deposit HK$2.30M · loan HK$3.45M · min. income ≈ HK$33,408/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$129,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,486
−HK$945/mo
▼ 0.25% · 3.875%
HK$17,955
−HK$476/mo
Today · 4.125%
HK$18,431
baseline
▲ 0.50% · 4.625%
HK$19,402
+HK$971/mo
Deposit HK$2.30M · loan HK$3.45M · min. income ≈ HK$36,862/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$129,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,338
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$18,908
−HK$580/mo
Today · 4.125%
HK$19,488
baseline
▲ 0.50% · 4.625%
HK$20,673
+HK$1,185/mo
Deposit HK$1.72M · loan HK$4.02M · min. income ≈ HK$38,976/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$129,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,400
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$20,948
−HK$555/mo
Today · 4.125%
HK$21,503
baseline
▲ 0.50% · 4.625%
HK$22,636
+HK$1,133/mo
Deposit HK$1.72M · loan HK$4.02M · min. income ≈ HK$43,006/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$129,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,577
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,310
−HK$745/mo
Today · 4.125%
HK$25,055
baseline
▲ 0.50% · 4.625%
HK$26,580
+HK$1,525/mo
Deposit HK$574K · loan HK$5.17M · min. income ≈ HK$50,110/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$129,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,229
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,933
−HK$713/mo
Today · 4.125%
HK$27,646
baseline
▲ 0.50% · 4.625%
HK$29,103
+HK$1,457/mo
Deposit HK$574K · loan HK$5.17M · min. income ≈ HK$55,292/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$129,245 · Scale 2, in force from 26 Feb 2026)