LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,994
−HK$8,215/mo
▼ 0.25% · 3.875%
HK$135,069
−HK$4,140/mo
Today · 4.125%
HK$139,209
baseline
▲ 0.50% · 4.625%
HK$147,679
+HK$8,470/mo
Deposit HK$28.72M · loan HK$28.72M · min. income ≈ HK$278,418/mo (50% DSR)
Upfront cash ≈ HK$31.17M (deposit + AVD stamp duty HK$2,441,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,730
−HK$7,873/mo
▼ 0.25% · 3.875%
HK$149,638
−HK$3,965/mo
Today · 4.125%
HK$153,603
baseline
▲ 0.50% · 4.625%
HK$161,700
+HK$8,097/mo
Deposit HK$28.72M · loan HK$28.72M · min. income ≈ HK$307,206/mo (50% DSR)
Upfront cash ≈ HK$31.17M (deposit + AVD stamp duty HK$2,441,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,193
−HK$9,858/mo
▼ 0.25% · 3.875%
HK$162,083
−HK$4,968/mo
Today · 4.125%
HK$167,051
baseline
▲ 0.50% · 4.625%
HK$177,215
+HK$10,164/mo
Deposit HK$22.98M · loan HK$34.47M · min. income ≈ HK$334,102/mo (50% DSR)
Upfront cash ≈ HK$25.42M (deposit + AVD stamp duty HK$2,441,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,876
−HK$9,448/mo
▼ 0.25% · 3.875%
HK$179,566
−HK$4,758/mo
Today · 4.125%
HK$184,324
baseline
▲ 0.50% · 4.625%
HK$194,040
+HK$9,716/mo
Deposit HK$22.98M · loan HK$34.47M · min. income ≈ HK$368,648/mo (50% DSR)
Upfront cash ≈ HK$25.42M (deposit + AVD stamp duty HK$2,441,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,392
−HK$11,500/mo
▼ 0.25% · 3.875%
HK$189,097
−HK$5,795/mo
Today · 4.125%
HK$194,892
baseline
▲ 0.50% · 4.625%
HK$206,751
+HK$11,859/mo
Deposit HK$17.23M · loan HK$40.21M · min. income ≈ HK$389,784/mo (50% DSR)
Upfront cash ≈ HK$19.68M (deposit + AVD stamp duty HK$2,441,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,022
−HK$11,023/mo
▼ 0.25% · 3.875%
HK$209,494
−HK$5,551/mo
Today · 4.125%
HK$215,045
baseline
▲ 0.50% · 4.625%
HK$226,380
+HK$11,335/mo
Deposit HK$17.23M · loan HK$40.21M · min. income ≈ HK$430,090/mo (50% DSR)
Upfront cash ≈ HK$19.68M (deposit + AVD stamp duty HK$2,441,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,790
−HK$14,786/mo
▼ 0.25% · 3.875%
HK$243,124
−HK$7,452/mo
Today · 4.125%
HK$250,576
baseline
▲ 0.50% · 4.625%
HK$265,823
+HK$15,247/mo
Deposit HK$5.74M · loan HK$51.70M · min. income ≈ HK$501,152/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$2,441,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,314
−HK$14,172/mo
▼ 0.25% · 3.875%
HK$269,349
−HK$7,137/mo
Today · 4.125%
HK$276,486
baseline
▲ 0.50% · 4.625%
HK$291,060
+HK$14,574/mo
Deposit HK$5.74M · loan HK$51.70M · min. income ≈ HK$552,972/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$2,441,506 · Scale 2, in force from 26 Feb 2026)