LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,005
−HK$8,216/mo
▼ 0.25% · 3.875%
HK$135,080
−HK$4,141/mo
Today · 4.125%
HK$139,221
baseline
▲ 0.50% · 4.625%
HK$147,692
+HK$8,471/mo
Deposit HK$28.73M · loan HK$28.73M · min. income ≈ HK$278,442/mo (50% DSR)
Upfront cash ≈ HK$31.17M (deposit + AVD stamp duty HK$2,441,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,742
−HK$7,874/mo
▼ 0.25% · 3.875%
HK$149,651
−HK$3,965/mo
Today · 4.125%
HK$153,616
baseline
▲ 0.50% · 4.625%
HK$161,713
+HK$8,097/mo
Deposit HK$28.73M · loan HK$28.73M · min. income ≈ HK$307,232/mo (50% DSR)
Upfront cash ≈ HK$31.17M (deposit + AVD stamp duty HK$2,441,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,206
−HK$9,859/mo
▼ 0.25% · 3.875%
HK$162,096
−HK$4,969/mo
Today · 4.125%
HK$167,065
baseline
▲ 0.50% · 4.625%
HK$177,230
+HK$10,165/mo
Deposit HK$22.98M · loan HK$34.47M · min. income ≈ HK$334,130/mo (50% DSR)
Upfront cash ≈ HK$25.42M (deposit + AVD stamp duty HK$2,441,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,891
−HK$9,448/mo
▼ 0.25% · 3.875%
HK$179,581
−HK$4,758/mo
Today · 4.125%
HK$184,339
baseline
▲ 0.50% · 4.625%
HK$194,056
+HK$9,717/mo
Deposit HK$22.98M · loan HK$34.47M · min. income ≈ HK$368,678/mo (50% DSR)
Upfront cash ≈ HK$25.42M (deposit + AVD stamp duty HK$2,441,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,407
−HK$11,502/mo
▼ 0.25% · 3.875%
HK$189,112
−HK$5,797/mo
Today · 4.125%
HK$194,909
baseline
▲ 0.50% · 4.625%
HK$206,768
+HK$11,859/mo
Deposit HK$17.24M · loan HK$40.22M · min. income ≈ HK$389,818/mo (50% DSR)
Upfront cash ≈ HK$19.68M (deposit + AVD stamp duty HK$2,441,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,039
−HK$11,024/mo
▼ 0.25% · 3.875%
HK$209,511
−HK$5,552/mo
Today · 4.125%
HK$215,063
baseline
▲ 0.50% · 4.625%
HK$226,399
+HK$11,336/mo
Deposit HK$17.24M · loan HK$40.22M · min. income ≈ HK$430,126/mo (50% DSR)
Upfront cash ≈ HK$19.68M (deposit + AVD stamp duty HK$2,441,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,810
−HK$14,787/mo
▼ 0.25% · 3.875%
HK$243,145
−HK$7,452/mo
Today · 4.125%
HK$250,597
baseline
▲ 0.50% · 4.625%
HK$265,845
+HK$15,248/mo
Deposit HK$5.75M · loan HK$51.71M · min. income ≈ HK$501,194/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$2,441,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,336
−HK$14,173/mo
▼ 0.25% · 3.875%
HK$269,372
−HK$7,137/mo
Today · 4.125%
HK$276,509
baseline
▲ 0.50% · 4.625%
HK$291,084
+HK$14,575/mo
Deposit HK$5.75M · loan HK$51.71M · min. income ≈ HK$553,018/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$2,441,711 · Scale 2, in force from 26 Feb 2026)