LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,104
−HK$822/mo
▼ 0.25% · 3.875%
HK$13,512
−HK$414/mo
Today · 4.125%
HK$13,926
baseline
▲ 0.50% · 4.625%
HK$14,773
+HK$847/mo
Deposit HK$2.87M · loan HK$2.87M · min. income ≈ HK$27,852/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$129,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,578
−HK$788/mo
▼ 0.25% · 3.875%
HK$14,969
−HK$397/mo
Today · 4.125%
HK$15,366
baseline
▲ 0.50% · 4.625%
HK$16,176
+HK$810/mo
Deposit HK$2.87M · loan HK$2.87M · min. income ≈ HK$30,732/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$129,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,725
−HK$986/mo
▼ 0.25% · 3.875%
HK$16,214
−HK$497/mo
Today · 4.125%
HK$16,711
baseline
▲ 0.50% · 4.625%
HK$17,728
+HK$1,017/mo
Deposit HK$2.30M · loan HK$3.45M · min. income ≈ HK$33,422/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$129,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,494
−HK$945/mo
▼ 0.25% · 3.875%
HK$17,963
−HK$476/mo
Today · 4.125%
HK$18,439
baseline
▲ 0.50% · 4.625%
HK$19,411
+HK$972/mo
Deposit HK$2.30M · loan HK$3.45M · min. income ≈ HK$36,878/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$129,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,346
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$18,916
−HK$580/mo
Today · 4.125%
HK$19,496
baseline
▲ 0.50% · 4.625%
HK$20,683
+HK$1,187/mo
Deposit HK$1.72M · loan HK$4.02M · min. income ≈ HK$38,992/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$129,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,410
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$20,957
−HK$555/mo
Today · 4.125%
HK$21,512
baseline
▲ 0.50% · 4.625%
HK$22,646
+HK$1,134/mo
Deposit HK$1.72M · loan HK$4.02M · min. income ≈ HK$43,024/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$129,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,587
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$24,321
−HK$746/mo
Today · 4.125%
HK$25,067
baseline
▲ 0.50% · 4.625%
HK$26,592
+HK$1,525/mo
Deposit HK$575K · loan HK$5.17M · min. income ≈ HK$50,134/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$129,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,241
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$26,945
−HK$714/mo
Today · 4.125%
HK$27,659
baseline
▲ 0.50% · 4.625%
HK$29,116
+HK$1,457/mo
Deposit HK$575K · loan HK$5.17M · min. income ≈ HK$55,318/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$129,303 · Scale 2, in force from 26 Feb 2026)