LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,062
−HK$8,219/mo
▼ 0.25% · 3.875%
HK$135,139
−HK$4,142/mo
Today · 4.125%
HK$139,281
baseline
▲ 0.50% · 4.625%
HK$147,755
+HK$8,474/mo
Deposit HK$28.74M · loan HK$28.74M · min. income ≈ HK$278,562/mo (50% DSR)
Upfront cash ≈ HK$31.18M (deposit + AVD stamp duty HK$2,442,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,805
−HK$7,877/mo
▼ 0.25% · 3.875%
HK$149,715
−HK$3,967/mo
Today · 4.125%
HK$153,682
baseline
▲ 0.50% · 4.625%
HK$161,783
+HK$8,101/mo
Deposit HK$28.74M · loan HK$28.74M · min. income ≈ HK$307,364/mo (50% DSR)
Upfront cash ≈ HK$31.18M (deposit + AVD stamp duty HK$2,442,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,274
−HK$9,863/mo
▼ 0.25% · 3.875%
HK$162,166
−HK$4,971/mo
Today · 4.125%
HK$167,137
baseline
▲ 0.50% · 4.625%
HK$177,306
+HK$10,169/mo
Deposit HK$22.99M · loan HK$34.49M · min. income ≈ HK$334,274/mo (50% DSR)
Upfront cash ≈ HK$25.43M (deposit + AVD stamp duty HK$2,442,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,966
−HK$9,453/mo
▼ 0.25% · 3.875%
HK$179,658
−HK$4,761/mo
Today · 4.125%
HK$184,419
baseline
▲ 0.50% · 4.625%
HK$194,140
+HK$9,721/mo
Deposit HK$22.99M · loan HK$34.49M · min. income ≈ HK$368,838/mo (50% DSR)
Upfront cash ≈ HK$25.43M (deposit + AVD stamp duty HK$2,442,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,487
−HK$11,506/mo
▼ 0.25% · 3.875%
HK$189,194
−HK$5,799/mo
Today · 4.125%
HK$194,993
baseline
▲ 0.50% · 4.625%
HK$206,858
+HK$11,865/mo
Deposit HK$17.24M · loan HK$40.23M · min. income ≈ HK$389,986/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$2,442,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,127
−HK$11,028/mo
▼ 0.25% · 3.875%
HK$209,601
−HK$5,554/mo
Today · 4.125%
HK$215,155
baseline
▲ 0.50% · 4.625%
HK$226,496
+HK$11,341/mo
Deposit HK$17.24M · loan HK$40.23M · min. income ≈ HK$430,310/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$2,442,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,911
−HK$14,794/mo
▼ 0.25% · 3.875%
HK$243,249
−HK$7,456/mo
Today · 4.125%
HK$250,705
baseline
▲ 0.50% · 4.625%
HK$265,960
+HK$15,255/mo
Deposit HK$5.75M · loan HK$51.73M · min. income ≈ HK$501,410/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$2,442,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,449
−HK$14,179/mo
▼ 0.25% · 3.875%
HK$269,488
−HK$7,140/mo
Today · 4.125%
HK$276,628
baseline
▲ 0.50% · 4.625%
HK$291,210
+HK$14,582/mo
Deposit HK$5.75M · loan HK$51.73M · min. income ≈ HK$553,256/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$2,442,763 · Scale 2, in force from 26 Feb 2026)