LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,107
−HK$822/mo
▼ 0.25% · 3.875%
HK$13,515
−HK$414/mo
Today · 4.125%
HK$13,929
baseline
▲ 0.50% · 4.625%
HK$14,777
+HK$848/mo
Deposit HK$2.87M · loan HK$2.87M · min. income ≈ HK$27,858/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$129,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,582
−HK$787/mo
▼ 0.25% · 3.875%
HK$14,973
−HK$396/mo
Today · 4.125%
HK$15,369
baseline
▲ 0.50% · 4.625%
HK$16,180
+HK$811/mo
Deposit HK$2.87M · loan HK$2.87M · min. income ≈ HK$30,738/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$129,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,729
−HK$986/mo
▼ 0.25% · 3.875%
HK$16,218
−HK$497/mo
Today · 4.125%
HK$16,715
baseline
▲ 0.50% · 4.625%
HK$17,732
+HK$1,017/mo
Deposit HK$2.30M · loan HK$3.45M · min. income ≈ HK$33,430/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$129,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,498
−HK$945/mo
▼ 0.25% · 3.875%
HK$17,967
−HK$476/mo
Today · 4.125%
HK$18,443
baseline
▲ 0.50% · 4.625%
HK$19,415
+HK$972/mo
Deposit HK$2.30M · loan HK$3.45M · min. income ≈ HK$36,886/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$129,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,350
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$18,921
−HK$580/mo
Today · 4.125%
HK$19,501
baseline
▲ 0.50% · 4.625%
HK$20,687
+HK$1,186/mo
Deposit HK$1.72M · loan HK$4.02M · min. income ≈ HK$39,002/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$129,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,414
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$20,962
−HK$555/mo
Today · 4.125%
HK$21,517
baseline
▲ 0.50% · 4.625%
HK$22,651
+HK$1,134/mo
Deposit HK$1.72M · loan HK$4.02M · min. income ≈ HK$43,034/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$129,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,593
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,327
−HK$745/mo
Today · 4.125%
HK$25,072
baseline
▲ 0.50% · 4.625%
HK$26,598
+HK$1,526/mo
Deposit HK$575K · loan HK$5.17M · min. income ≈ HK$50,144/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$129,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,247
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$26,951
−HK$714/mo
Today · 4.125%
HK$27,665
baseline
▲ 0.50% · 4.625%
HK$29,123
+HK$1,458/mo
Deposit HK$575K · loan HK$5.17M · min. income ≈ HK$55,330/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$129,333 · Scale 2, in force from 26 Feb 2026)