LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,072
−HK$8,219/mo
▼ 0.25% · 3.875%
HK$135,149
−HK$4,142/mo
Today · 4.125%
HK$139,291
baseline
▲ 0.50% · 4.625%
HK$147,767
+HK$8,476/mo
Deposit HK$28.74M · loan HK$28.74M · min. income ≈ HK$278,582/mo (50% DSR)
Upfront cash ≈ HK$31.18M (deposit + AVD stamp duty HK$2,442,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,816
−HK$7,878/mo
▼ 0.25% · 3.875%
HK$149,727
−HK$3,967/mo
Today · 4.125%
HK$153,694
baseline
▲ 0.50% · 4.625%
HK$161,795
+HK$8,101/mo
Deposit HK$28.74M · loan HK$28.74M · min. income ≈ HK$307,388/mo (50% DSR)
Upfront cash ≈ HK$31.18M (deposit + AVD stamp duty HK$2,442,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,286
−HK$9,863/mo
▼ 0.25% · 3.875%
HK$162,179
−HK$4,970/mo
Today · 4.125%
HK$167,149
baseline
▲ 0.50% · 4.625%
HK$177,320
+HK$10,171/mo
Deposit HK$22.99M · loan HK$34.49M · min. income ≈ HK$334,298/mo (50% DSR)
Upfront cash ≈ HK$25.44M (deposit + AVD stamp duty HK$2,442,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,979
−HK$9,454/mo
▼ 0.25% · 3.875%
HK$179,672
−HK$4,761/mo
Today · 4.125%
HK$184,433
baseline
▲ 0.50% · 4.625%
HK$194,155
+HK$9,722/mo
Deposit HK$22.99M · loan HK$34.49M · min. income ≈ HK$368,866/mo (50% DSR)
Upfront cash ≈ HK$25.44M (deposit + AVD stamp duty HK$2,442,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,501
−HK$11,507/mo
▼ 0.25% · 3.875%
HK$189,208
−HK$5,800/mo
Today · 4.125%
HK$195,008
baseline
▲ 0.50% · 4.625%
HK$206,873
+HK$11,865/mo
Deposit HK$17.24M · loan HK$40.24M · min. income ≈ HK$390,016/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$2,442,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,142
−HK$11,030/mo
▼ 0.25% · 3.875%
HK$209,617
−HK$5,555/mo
Today · 4.125%
HK$215,172
baseline
▲ 0.50% · 4.625%
HK$226,514
+HK$11,342/mo
Deposit HK$17.24M · loan HK$40.24M · min. income ≈ HK$430,344/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$2,442,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,929
−HK$14,795/mo
▼ 0.25% · 3.875%
HK$243,268
−HK$7,456/mo
Today · 4.125%
HK$250,724
baseline
▲ 0.50% · 4.625%
HK$265,980
+HK$15,256/mo
Deposit HK$5.75M · loan HK$51.73M · min. income ≈ HK$501,448/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$2,442,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,469
−HK$14,180/mo
▼ 0.25% · 3.875%
HK$269,508
−HK$7,141/mo
Today · 4.125%
HK$276,649
baseline
▲ 0.50% · 4.625%
HK$291,232
+HK$14,583/mo
Deposit HK$5.75M · loan HK$51.73M · min. income ≈ HK$553,298/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$2,442,950 · Scale 2, in force from 26 Feb 2026)