LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,108
−HK$822/mo
▼ 0.25% · 3.875%
HK$13,516
−HK$414/mo
Today · 4.125%
HK$13,930
baseline
▲ 0.50% · 4.625%
HK$14,778
+HK$848/mo
Deposit HK$2.87M · loan HK$2.87M · min. income ≈ HK$27,860/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$129,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,583
−HK$788/mo
▼ 0.25% · 3.875%
HK$14,974
−HK$397/mo
Today · 4.125%
HK$15,371
baseline
▲ 0.50% · 4.625%
HK$16,181
+HK$810/mo
Deposit HK$2.87M · loan HK$2.87M · min. income ≈ HK$30,742/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$129,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,730
−HK$987/mo
▼ 0.25% · 3.875%
HK$16,219
−HK$498/mo
Today · 4.125%
HK$16,717
baseline
▲ 0.50% · 4.625%
HK$17,734
+HK$1,017/mo
Deposit HK$2.30M · loan HK$3.45M · min. income ≈ HK$33,434/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$129,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,500
−HK$945/mo
▼ 0.25% · 3.875%
HK$17,969
−HK$476/mo
Today · 4.125%
HK$18,445
baseline
▲ 0.50% · 4.625%
HK$19,417
+HK$972/mo
Deposit HK$2.30M · loan HK$3.45M · min. income ≈ HK$36,890/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$129,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,352
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$18,923
−HK$580/mo
Today · 4.125%
HK$19,503
baseline
▲ 0.50% · 4.625%
HK$20,689
+HK$1,186/mo
Deposit HK$1.72M · loan HK$4.02M · min. income ≈ HK$39,006/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$129,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,416
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$20,964
−HK$555/mo
Today · 4.125%
HK$21,519
baseline
▲ 0.50% · 4.625%
HK$22,654
+HK$1,135/mo
Deposit HK$1.72M · loan HK$4.02M · min. income ≈ HK$43,038/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$129,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,595
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$24,329
−HK$746/mo
Today · 4.125%
HK$25,075
baseline
▲ 0.50% · 4.625%
HK$26,601
+HK$1,526/mo
Deposit HK$575K · loan HK$5.17M · min. income ≈ HK$50,150/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$129,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,249
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,953
−HK$715/mo
Today · 4.125%
HK$27,668
baseline
▲ 0.50% · 4.625%
HK$29,126
+HK$1,458/mo
Deposit HK$575K · loan HK$5.17M · min. income ≈ HK$55,336/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$129,346 · Scale 2, in force from 26 Feb 2026)