LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,086
−HK$8,221/mo
▼ 0.25% · 3.875%
HK$135,164
−HK$4,143/mo
Today · 4.125%
HK$139,307
baseline
▲ 0.50% · 4.625%
HK$147,783
+HK$8,476/mo
Deposit HK$28.74M · loan HK$28.74M · min. income ≈ HK$278,614/mo (50% DSR)
Upfront cash ≈ HK$31.19M (deposit + AVD stamp duty HK$2,443,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,832
−HK$7,879/mo
▼ 0.25% · 3.875%
HK$149,743
−HK$3,968/mo
Today · 4.125%
HK$153,711
baseline
▲ 0.50% · 4.625%
HK$161,814
+HK$8,103/mo
Deposit HK$28.74M · loan HK$28.74M · min. income ≈ HK$307,422/mo (50% DSR)
Upfront cash ≈ HK$31.19M (deposit + AVD stamp duty HK$2,443,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,304
−HK$9,864/mo
▼ 0.25% · 3.875%
HK$162,197
−HK$4,971/mo
Today · 4.125%
HK$167,168
baseline
▲ 0.50% · 4.625%
HK$177,340
+HK$10,172/mo
Deposit HK$23.00M · loan HK$34.49M · min. income ≈ HK$334,336/mo (50% DSR)
Upfront cash ≈ HK$25.44M (deposit + AVD stamp duty HK$2,443,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,999
−HK$9,454/mo
▼ 0.25% · 3.875%
HK$179,692
−HK$4,761/mo
Today · 4.125%
HK$184,453
baseline
▲ 0.50% · 4.625%
HK$194,176
+HK$9,723/mo
Deposit HK$23.00M · loan HK$34.49M · min. income ≈ HK$368,906/mo (50% DSR)
Upfront cash ≈ HK$25.44M (deposit + AVD stamp duty HK$2,443,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,521
−HK$11,508/mo
▼ 0.25% · 3.875%
HK$189,230
−HK$5,799/mo
Today · 4.125%
HK$195,029
baseline
▲ 0.50% · 4.625%
HK$206,896
+HK$11,867/mo
Deposit HK$17.25M · loan HK$40.24M · min. income ≈ HK$390,058/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$2,443,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,165
−HK$11,031/mo
▼ 0.25% · 3.875%
HK$209,641
−HK$5,555/mo
Today · 4.125%
HK$215,196
baseline
▲ 0.50% · 4.625%
HK$226,539
+HK$11,343/mo
Deposit HK$17.25M · loan HK$40.24M · min. income ≈ HK$430,392/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$2,443,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,956
−HK$14,796/mo
▼ 0.25% · 3.875%
HK$243,295
−HK$7,457/mo
Today · 4.125%
HK$250,752
baseline
▲ 0.50% · 4.625%
HK$266,010
+HK$15,258/mo
Deposit HK$5.75M · loan HK$51.74M · min. income ≈ HK$501,504/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$2,443,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,498
−HK$14,182/mo
▼ 0.25% · 3.875%
HK$269,538
−HK$7,142/mo
Today · 4.125%
HK$276,680
baseline
▲ 0.50% · 4.625%
HK$291,264
+HK$14,584/mo
Deposit HK$5.75M · loan HK$51.74M · min. income ≈ HK$553,360/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$2,443,223 · Scale 2, in force from 26 Feb 2026)